/*---=====================================================
   <!--Consalt Header Area Css-->
=========================================================---*/
.consalt-header-area {
  position: relative;
  z-index: 3;
  margin-bottom: -86px;
  margin-top: 30px;
}

.header-menu {
  display: flex;
  align-items: center;
  justify-content: center;
}

.consalt-header-area ul {
  display: inline-block;
}

.header-menu ul li {
  display: inline-block;
  margin: 0 18px 0;
  position: relative;
  z-index: 1;
}

.header-menu ul li a {
  display: inline-block;
  padding: 9px 0 21px;
  font-size: 16px;
  color: #063232;
  font-weight: 500;
}

.header-menu ul li span {
  font-size: 13px;
  color: #063232;
  margin-left: 5px;
  position: relative;
  top: -1px;
}


/*** Sub Menu Style ***/
.header-menu ul .sub_menu {
  position: absolute;
  left: 0;
  top: 130%;
  width: 225px;
  text-align: left;
  background: #fff;
  margin: 0;
  z-index: 1;
  -webkit-box-shadow: 0px 1px 3px rgba(0, 0, 0, 0.3);
  box-shadow: 0px 1px 3px rgba(0, 0, 0, 0.3);
  transition: .5s;
  visibility: hidden;
  border-top: 2px solid #264f51;
  opacity: 0;
}

.header-menu ul li:hover>.sub_menu {
  visibility: visible;
  top: 100%;
  opacity: 1;
}

.header-menu ul .sub_menu li {
  position: relative;
  margin: 0;
  display: block;
}

.header-menu ul .sub_menu li a {
  display: block;
  padding: 12px 20px;
  margin: 0;
  line-height: 1.3;
  letter-spacing: normal;
  transition: .1s;
  visibility: inherit !important;
  color: #264f51 !important;
  font-size: 16px;
  font-weight: 500;
}

.header-menu ul .sub_menu li:hover>a {
  background: #264f51;
  color: #fff !important;
}

/* sub menu style two */
.consalt-header-area.style_two .header-menu ul .sub_menu li a {
  display: block;
  padding: 12px 20px;
}

.sticky .sub_menu li a {
  padding: 12px 20px !important;
}

/* header button */

.header-button {
  display: inline-block;
}

.header-button a {
  display: inline-block;
  border-radius: 8px;
  font-size: 16px;
  color: #ffffff;
  font-weight: 500;
}

/* dack light */

.dark-light {
  display: inline-block;
  margin-left: 30px;
}

span.bi.bi-sun {
  display: inline-block;
  background: rgba(255, 255, 255, 0.2);
  color: #ffff;
  font-size: 18px;
  height: 35px;
  line-height: 36px;
  width: 35px;
  text-align: center;
  border-radius: 51%;
}

/* sticky */
.sticky {
  left: 0;
  margin: auto;
  position: fixed !important;
  top: 0;
  width: 100%;
  -webkit-box-shadow: 0 2px 5px -2px rgba(0, 0, 0, 0.1);
  box-shadow: 0 2px 5px -2px rgba(0, 0, 0, 0.1);
  background: #fff;
  transition: .5s;
  z-index: 9;
}

.sticky .header-menu ul li a {
  padding: 30px 0 30px;
  color: #fff;
}

.sticky .header-menu ul li a i {
  color: #fff;
}

.sticky .col-lg-2.pt-10 {
  padding-top: 0 !important;
}

.sticky .row.topber_upper {
  display: none !important;
}



/* =========================================================
  <--- Start consalt Topber CSS --->
============================================================ */
.consalt-header-area.style_two {
  margin-bottom: -132px;
  margin-top: 0;
}

.header-address-info p {
  color: #a3b7b7;
  margin: 12px 0;
}

.header-address-info span {
  font-size: 15px;
  color: #ffffff;
  font-weight: 400;
}

span.right_info {
  margin-left: 28px;
}

.topber_right_social {
  text-align: right;
}

.topber_right_social ul li {
  display: inline-block;
  margin-left: 20px;
}

.topber_right_social ul li a {
  display: inline-block;
  color: #fff;
  font-size: 15px;
}

.consalt-header-area.style_two .row.style_bg {
  border-radius: 5px;
  background-color: #006666;
  margin: 0;
  padding: 0 2px 0 19px;
}

.consalt-header-area.style_two .header-menu ul li a {
  display: inline-block;
  padding: 28px 0 28px;
  color: #ffff;
}

.consalt-header-area.style_two .header-menu ul li span {
  color: #fff;
}

/* cibsakt header right */

.consalt_header-right {
  text-align: right;
}

.consalt_header-right .header-button a {
  border-radius: 0;
  padding: 28px 33px;
  border-left: 1px solid rgba(255, 255, 255, 0.2);
  border-right: 1px solid rgba(255, 255, 255, 0.2);
}

.sidebar-btn {
  display: inline-block;
}

.nav-btn span i {
  display: inline-block;
  text-align: center;
  color: #fff;
  font-size: 30px;
  transform: rotate(180deg);
}

.header-search-button.search-box-outer {
  padding: 0px 28px 0 0;
  display: inline-block;
}

.header-search-button.search-box-outer a {
  color: #fff;
  display: inline-block;
  font-size: 15px;
}

.sticky.consalt-header-area.style_two .row.style_bg {
  background: transparent;
}



/* =========================================================
  <--- Start consalt Consalt Header Area Style Three CSS --->
============================================================ */

.consalt-header-area.style_three {
  margin-bottom: 0;
  margin-top: 0;
  padding: 8px 0 8px;
}

.consalt-header-area.style_three .header-menu ul li a {
  color: #063232;

}

.consalt-header-area.style_three .header-menu ul li span {
  color: #063232;
}

.consalt-header-area.style_three .header-search-button.search-box-outer {
  padding: 0px 35px 0 0;
}

.consalt-header-area.style_three .header-search-button a {
  color: #063232;
  display: inline-block;
  font-size: 15px;
}

.header-button.style_two a {
  background: #264f51;
  padding: 15px 31px;
  border-radius: 5px;
  border: 1px solid transparent;
}

.header-button.style_two a i {
  margin-left: 5px;
}

.consalt-header-area.style_three .nav-btn.navSidebar-button {
  top: 6px;
  margin: 0 0 0 16px;
}

.consalt-header-area.style_three .nav-btn span i {
  color: #0c6e6d;
  width: 56px;
  height: 56px;
  border-radius: 4px;
  background-color: #f0f4f5;
  line-height: 60px;
}

/* Sticky */

.sticky.consalt-header-area.style_three {
  background: #fff;
}

.sticky.consalt-header-area.style_three .header-menu ul li a {
  color: #000 !important;
}

.sticky.consalt-header-area.style_three .header-menu ul.sub_menu li a {
  color: #006666 !important;
}

.sticky.consalt-header-area.style_three .header-menu ul.sub_menu li a:hover {
  color: #ffff !important;
}


.sticky.consalt-header-area.style_three .header-search-button a {
  color: #fff !important;
}

.sticky .header-button.style_two a {
  border: 1px solid #fff !important;
}

a.active_sticky {
  display: none;
}

.sticky a.active_sticky {
  display: block;
}

.sticky a.active_header {
  display: none;
}




/* =========================
MOBILE MENU WRAPPER
========================= */

.mobile-menu-wrapper{
position:relative;
z-index:9999;
}

/* =========================
HEADER
========================= */

.mobile-header{
display:flex;
justify-content:space-between;
align-items:center;
padding:14px 18px;
background:#ffffff;
box-shadow:0 3px 10px rgba(0,0,0,0.08);
}

.mobile-logo img{
max-width:150px;
height:auto;
}

/* =========================
HAMBURGER ICON
========================= */

.mobile-toggle{
width:30px;
cursor:pointer;
}

.mobile-toggle span{
display:block;
height:3px;
background:#264f51;
margin:6px 0;
border-radius:3px;
transition:all 0.35s ease;
}

/* Hamburger to X */

.mobile-toggle.active span:nth-child(1){
transform:rotate(45deg) translate(6px,6px);
}

.mobile-toggle.active span:nth-child(2){
opacity:0;
}

.mobile-toggle.active span:nth-child(3){
transform:rotate(-45deg) translate(6px,-6px);
}

/* =========================
OVERLAY
========================= */

.mobile-overlay{
position:fixed;
top:0;
left:0;
width:100%;
height:100%;
background:rgba(0,0,0,0.45);
opacity:0;
visibility:hidden;
transition:0.3s;
z-index:9998;
}

.mobile-overlay.active{
opacity:1;
visibility:visible;
}

/* =========================
SIDEBAR MENU
========================= */

.mobile-nav{
position:fixed;
top:0;
left:0;
width:280px;
height:100%;
background:#fff;
transform:translateX(-100%);
transition:transform 0.35s ease;
z-index:9999;
overflow-y:auto;
padding-top:70px;
}

/* open menu */

.mobile-nav.active{
transform:translateX(0);
}

/* =========================
MENU TOP (LOGO + CONTACT)
========================= */

.menu-top{
text-align:center;
padding:20px;
background:#fff;
}

.menu-top img{
max-width:130px;
margin-bottom:10px;
}

/* Contact button */

.contact-btn{
display:inline-block;
padding:8px 20px;
background:#254f51;
color:#fff;
border-radius:25px;
font-size:14px;
font-weight:600;
text-decoration:none;
}

/* =========================
MENU LIST
========================= */

.mobile-nav ul{
list-style:none;
margin:0;
padding:0;
}

.mobile-nav ul li{
border-bottom:1px solid rgba(255,255,255,0.08);
}

.mobile-nav ul li a{
display:flex;
justify-content:space-between;
align-items:center;
padding:14px 20px;
color:#264f51;
text-decoration:none;
font-size:15px;
}

/* hover */

.mobile-nav ul li a:hover{
background:#fff;
}

/* =========================
DROPDOWN ARROW
========================= */

.has-sub > a::after{
content:"▾";
font-size:14px;
}

/* =========================
SUBMENU
========================= */

.sub-menu{
display:none;
background:#fff;
}

.has-sub.active .sub-menu{
display:block;
}

.sub-menu li a{
padding-left:40px;
font-size:14px;
color:#ddd;
}

.sub-menu li a:hover{
color:#16c784;
}










/* Hero Section */
.hero-section {
  background: url('/assets/images/hero-bg.jpg') center center / cover no-repeat;
  min-height: 90vh;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.hero-overlay {
  background: rgba(0, 0, 0, 0.45);
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 40px 20px;
}

.hero-content {
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(6px);
  max-width: 970px;
  text-align: center;
  padding: 60px 50px;
  border-radius: 18px;
  color: #ffffff;
}

.hero-content h1 {
  font-size: 42px;
  line-height: 1.3;
  font-weight: 600;
  color: #bf996a;
  margin-bottom: 20px;
  font-family: Georgia, "Times New Roman", serif;
}

.hero-divider {
  width: 80px;
  height: 3px;
  background: #264f51;
  margin: 20px auto;
}

.hero-content p {
  font-size: 18px;
  line-height: 1.7;
  color: #e6fdf5;
  margin-bottom: 18px;
}

.hero-tagline {
  display: block;
  font-size: 18px;
  color: #fff;
  margin-bottom: 35px;
}

.hero-btn {
  display: inline-block;
  background: #264f51;
  color: #fff;
  padding: 16px 38px;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}

.hero-btn:hover {
  background: #bf996a;
  transform: translateY(-2px);
}

/* Responsive */
@media (max-width: 768px) {
  .hero-content {
    padding: 40px 25px;
  }

  .hero-content h1 {
    font-size: 30px;
  }

  .hero-content p,
  .hero-tagline {
    font-size: 16px;
  }
}









/*-- about--*/
/* Section */
.lse-about-premium {
  font-family: 'Arial', sans-serif;
  background-color: #f4f4f4;
  padding: 80px 20px;
}

/* Wrapper - use flex to align image and text heights */
.lse-about-premium-wrapper {
  display: flex;
  align-items: stretch; /* keep equal height */
  max-width: 1200px;
  margin: 0 auto;
  gap: 40px;
}

/* Image Side */
.lse-about-premium-image {
  flex: 1 1 40%; /* reduced width */
  overflow: hidden;
  border-radius: 15px;
}

.lse-about-premium-image img {
  width: 100%;
  height: 100%; /* matches the height of the text card */
  object-fit: cover;
  border-radius: 15px;
  transition: transform 0.5s ease;
}

.lse-about-premium-image img:hover {
  transform: scale(1.05);
}

/* Text Side */
.lse-about-premium-text {
  flex: 1 1 60%; /* increased width */
  display: flex;
  justify-content: center;
}

.lse-about-premium-card {
  background-color: rgba(255,255,255,0.95);
  padding: 40px 30px;
  border-radius: 15px;
  box-shadow: 0 20px 50px rgba(0,0,0,0.1);
  height: 100%; /* ensure it fills flex height */
  display: flex;
  flex-direction: column;
}

/* Subtitle */
.lse-about-premium-subtitle {
  text-transform: uppercase;
  font-size: 14px;
  color: #b89663;
  letter-spacing: 1px;
  font-weight: bold;
  margin-bottom: 10px;
}

.lse-about-premium-card h2 {
  font-size: 32px;
  color: #0b1c2e;
  margin-bottom: 20px;
}

.lse-about-premium-card p {
  font-size: 16px;
  color: #555;
  line-height: 1.8;
  margin-bottom: 15px;
}

/* List */
.lse-about-premium-card ul {
  list-style: none;
  padding: 0;
  margin: 20px 0;
}

.lse-about-premium-card ul li {
  font-size: 16px;
  margin-bottom: 12px;
  color: #0b1c2e;
  display: flex;
  align-items: center;
}

.lse-about-premium-card ul li span {
  color: #b89663;
  font-weight: bold;
  margin-right: 10px;
  font-size: 18px;
}

/* Button */
.lse-about-premium-btn {
  display: block;          /* make button take full width */
  width: 40%;             /* full width of text card */
  padding: 14px 0;         /* vertical padding */
  background-color: #b89663;
  color: #fff;
  font-weight: bold;
  border-radius: 50px;
  text-decoration: none;
  margin-top: 20px;
  text-align: center;
  transition: all 0.3s ease;
}

.lse-about-premium-btn:hover {
  background-color: #a07b4d;
  transform: translateY(-3px);
}

/* Responsive */
@media (max-width: 900px) {
  .lse-about-premium-wrapper {
    flex-direction: column;
    text-align: center;
  }

  .lse-about-premium-image img {
    width: 100%;
    max-height: 300px;
    object-fit: cover;
    margin-bottom: 30px;
  }

  .lse-about-premium-card {
    padding: 30px 20px;
  }
}












/* Section */
.how-work-frame-modern2 {
  padding: 100px 20px;
  background: #f4f4f4;
  font-family: 'Arial', sans-serif;
}

.frame-container-modern2 {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.frame-header-modern2 {
  text-align: center;
  margin-bottom: 80px;
}

.frame-header-modern2 h2 {
  font-size: 42px;
  color: #264f51;
  margin-bottom: 15px;
}

.frame-header-modern2 p {
  font-size: 18px;
  color: #555;
  line-height: 1.7;
}

/* Grid */
.frame-grid-modern2 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* Step Card */
.frame-step-modern2 {
  position: relative;
  padding: 40px 20px 30px;
  border-radius: 15px;
  background: white;
  text-align: center;
  box-shadow: 0 10px 30px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.frame-step-modern2:hover {
  transform: translateY(-8px);
  box-shadow: 0 15px 35px rgba(0,0,0,0.15);
}

/* Step Number Badge */
.frame-step-no-modern2 {
  position: absolute;
  top: 15px;
  left: 15px;
  background-color: var(--step-color);
  color: #fff;
  font-weight: 700;
  padding: 6px 12px;
  border-radius: 8px;
  font-size: 14px;
}

/* Icon */
.frame-icon-modern2 {
  width: 70px;
  height: 70px;
  background-color: var(--step-color);
  color: #fff;
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 28px;
  margin: 0 auto 20px;
  transition: transform 0.3s ease;
}

.frame-step-modern2:hover .frame-icon-modern2 {
  transform: scale(1.1);
}

/* Step Title & Text */
.frame-step-modern2 h3 {
  font-size: 22px;
  color: #264f51;
  margin-bottom: 12px;
}

.frame-step-modern2 p {
  font-size: 16px;
  color: #555;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 1000px) {
  .frame-grid-modern2 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .frame-grid-modern2 {
    grid-template-columns: 1fr;
  }

  .frame-header-modern2 h2 {
    font-size: 28px;
  }
}











/* ===============================
   CALCULATOR – EXECUTIVE STYLE
================================*/
.sl360-calculator-new {
  padding: 80px 20px;
  background: #f6f8f8;
  font-family: 'Poppins', sans-serif;
}

/* ===============================
   HEADER
================================*/
.sl360-cal-heading {
  max-width: 800px;
  margin: 0 auto 60px;
  text-align: center;
}

.sl360-cal-heading .sl360-badge {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  color: #bf996a;
  text-transform: uppercase;
}

.sl360-cal-heading h2 {
  margin-top: 12px;
  font-size: 34px;
  color: #264f51;
  font-weight: 700;
}

.sl360-cal-heading p {
  font-size: 15px;
  color: #4b5d5e;
  line-height: 1.7;
}

/* ===============================
   MAIN GRID
================================*/
.sl360-cal-wrap {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 40px;
}

/* ===============================
   LEFT – FORM PANEL
================================*/
.sl360-cal-info {
  background: #ffffff;
  border-radius: 24px;
  padding: 40px;
  border: 1px solid rgba(38, 79, 81, 0.12);
}

/* INPUT BLOCK */
.sl360-field {
  margin-bottom: 34px;
}

.sl360-field label {
  font-size: 14px;
  font-weight: 600;
  color: #264f51;
  display: flex;
  justify-content: space-between;
}

.sl360-field input[type=range] {
  margin-top: 14px;
  width: 100%;
  accent-color: #bf996a;
}

/* RADIO – LEGAL LOOK */
.sl360-radio {
  margin-top: 10px;
  padding: 20px;
  border-radius: 18px;
  border: 1px dashed rgba(191, 153, 106, 0.6);
}

.sl360-radio p {
  font-weight: 600;
  margin-bottom: 10px;
  color: #264f51;
}

.sl360-radio label {
  display: block;
  margin-bottom: 6px;
  font-size: 14px;
  cursor: pointer;
  color: #000;
}

/* ACTIONS */
.sl360-actions {
  margin-top: 30px;
  display: flex;
  gap: 18px;
}

.sl360-actions button {
  flex: 1;
  background: #264f51;
  color: #ffffff;
  border: none;
  padding: 14px;
  border-radius: 12px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.3s;
}

.sl360-actions button:hover {
  background: #1f3f41;
}

.sl360-link {
  flex: 1;
  text-align: center;
  padding: 14px;
  font-weight: 600;
  color: #264f51;
  border: 1px solid rgba(38, 79, 81, 0.3);
  border-radius: 12px;
}

/* ===============================
   RIGHT – RESULT SUMMARY
================================*/
.sl360-result-card {
  background: #ffffff;
  border-radius: 24px;
  padding: 36px 30px;
  border-top: 5px solid #bf996a;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
}

.sl360-result-card h3 {
  text-align: center;
  font-size: 22px;
  color: #264f51;
  margin-bottom: 30px;
}

/* ===============================
   RESULT AMOUNT BLOCK
================================*/
.sl360-chart-box {
  background: #f9faf9;
  border: 1px solid rgba(38, 79, 81, 0.15);
  border-radius: 20px;
  padding: 26px;
  margin-bottom: 24px;
}

.sl360-chart-center span {
  font-size: 13px;
  color: #6b7280;
}

.sl360-chart-center strong {
  font-size: 30px;
  color: #bf996a;
  font-weight: 700;
}

/* ===============================
   METRICS – TABLE STYLE
================================*/
.sl360-metrics {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.metric {
  display: flex;
  justify-content: space-between;
  padding: 14px 16px;
  border-radius: 14px;
  background: #f6f8f8;
  border-left: 4px solid #264f51;
}

.metric span {
  font-size: 13px;
  color: #6b7280;
}

.metric strong {
  font-size: 15px;
  color: #264f51;
  font-weight: 600;
}

/* NOTE */
.sl360-result-card small {
  margin-top: 20px;
  display: block;
  font-size: 12px;
  text-align: center;
  color: #6b7280;
}

/* ===============================
   RESPONSIVE
================================*/
@media(max-width: 900px) {
  .sl360-cal-wrap {
    grid-template-columns: 1fr;
  }

  .sl360-cal-info {
    padding: 28px;
  }
}

/* ===============================
   FIX FOR < 750px SCREENS
================================*/
@media (max-width: 750px) {

  /* STOP OVERFLOW */
  body {
    overflow-x: hidden;
  }

  /* GRID FIX */
  .sl360-cal-wrap {
    grid-template-columns: 1fr !important;
    gap: 24px;
  }

  /* FORM PANEL */
  .sl360-cal-info {
    padding: 20px;
    border-radius: 16px;
  }

  /* RESULT CARD */
  .sl360-result-card {
    padding: 22px 20px;
    border-radius: 18px;
  }

  /* HEADING */
  .sl360-cal-heading h2 {
    font-size: 26px;
    line-height: 1.3;
  }

  .sl360-cal-heading p {
    font-size: 14px;
  }

  /* INPUT LABEL */
  .sl360-field label {
    font-size: 13px;
  }

  /* RADIO FIX */
  .sl360-radio {
    padding: 14px;
  }

  .sl360-radio label {
    font-size: 13px;
  }

  /* BUTTON STACK FIX */
  .sl360-actions {
    flex-direction: column;
    gap: 12px;
  }

  .sl360-actions button,
  .sl360-link {
    width: 100%;
    padding: 14px;
    font-size: 14px;
  }

  /* RESULT AMOUNT */
  .sl360-chart-center strong {
    font-size: 26px;
  }

  /* METRICS STACK */
  .sl360-metrics {
    gap: 12px;
  }

  .metric {
    padding: 12px;
    font-size: 13px;
  }
}






.sl360-services {
  padding: 90px 20px;
  background: #f6f8f8;
  font-family: 'Poppins', sans-serif;
}

/* HEADER */
.sl360-services-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 60px;
}

.sl360-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  color: #bf996a;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.sl360-services-head h2 {
  font-size: 36px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 12px;
}

.sl360-services-head p {
  color: #4b5d5e;
  font-size: 16px;
}

/* GRID */
.sl360-services-grid {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* CARD */
.sl360-service-card {
  background: #ffffff;
  border-radius: 22px;
  padding: 36px 30px;
  position: relative;
  border: 1px solid rgba(38, 79, 81, 0.12);
  transition: all 0.35s ease;
}

.sl360-service-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 22px;
  padding: 1px;
  background: linear-gradient(135deg, #bf996a, transparent);
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0;
}

.sl360-service-card:hover::before {
  opacity: 1;
}

.sl360-service-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 45px rgba(0, 0, 0, 0.12);
}

/* ICON */
.icon-box {
  width: 56px;
  height: 56px;
  background: rgba(191, 153, 106, 0.15);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.icon-box i {
  font-size: 22px;
  color: #bf996a;
}

/* TEXT */
.sl360-service-card h3 {
  font-size: 18px;
  color: #264f51;
  font-weight: 600;
  margin-bottom: 10px;
}

.sl360-service-card p {
  font-size: 14px;
  color: #4b5d5e;
  line-height: 1.6;
  min-height: 92px;
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .sl360-services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 750px) {
  .sl360-services-grid {
    grid-template-columns: 1fr;
  }

  .sl360-services-head h2 {
    font-size: 28px;
  }
}










.sl360-benefits {
  padding: 90px 20px;
  background: #ffffff;
  font-family: 'Poppins', sans-serif;
}

/* HEADER */
.sl360-benefits-head {
  max-width: 780px;
  margin: 0 auto 60px;
  text-align: center;
}

.sl360-benefits-head h2 {
  font-size: 36px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 12px;
}

.sl360-benefits-head p {
  font-size: 16px;
  color: #4b5d5e;
  line-height: 1.7;
}

/* GRID */
.sl360-benefits-grid {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

/* CARD */
.sl360-benefit-card {
  background: #f6f8f8;
  border-radius: 22px;
  padding: 34px 30px;
  border: 1px solid rgba(38, 79, 81, 0.12);
  transition: 0.35s ease;
}

.sl360-benefit-card:hover {
  background: #ffffff;
  transform: translateY(-6px);
  box-shadow: 0 22px 45px rgba(0, 0, 0, 0.12);
}

/* ICON */
.benefit-icon {
  width: 56px;
  height: 56px;
  background: rgba(191, 153, 106, 0.15);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.benefit-icon i {
  font-size: 22px;
  color: #bf996a;
}

/* TEXT */
.sl360-benefit-card h3 {
  font-size: 18px;
  color: #264f51;
  font-weight: 600;
  margin-bottom: 10px;
}

.sl360-benefit-card p {
  font-size: 14px;
  color: #4b5d5e;
  line-height: 1.6;
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .sl360-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 750px) {
  .sl360-benefits-grid {
    grid-template-columns: 1fr;
  }

  .sl360-benefits-head h2 {
    font-size: 28px;
  }
}








.sl360-testimonials {
  padding: 90px 20px;
  background: #f6f8f8;
  font-family: 'Poppins', sans-serif;
}

/* HEADER */
.sl360-testimonials-head {
  max-width: 760px;
  margin: 0 auto 60px;
  text-align: center;
}

.sl360-testimonials-head h2 {
  font-size: 36px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 12px;
}

.sl360-testimonials-head p {
  font-size: 16px;
  color: #4b5d5e;
  line-height: 1.7;
}

/* GRID */
.sl360-testimonials-grid {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

/* CARD */
.sl360-testimonial-card {
  background: #ffffff;
  border-radius: 22px;
  padding: 36px 30px;
  position: relative;
  border: 1px solid rgba(38, 79, 81, 0.12);
  transition: 0.35s ease;
}

.sl360-testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 45px rgba(0, 0, 0, 0.12);
}

/* QUOTE */
.quote-icon {
  font-size: 60px;
  color: #bf996a;
  line-height: 1;
  margin-bottom: 10px;
}

/* TEXT */
.testimonial-text {
  font-size: 14px;
  color: #4b5d5e;
  line-height: 1.7;
  margin-bottom: 24px;
}

/* FOOTER */
.testimonial-footer strong {
  font-size: 15px;
  color: #264f51;
  display: block;
}

.testimonial-footer span {
  font-size: 13px;
  color: #6b7280;
  display: block;
  margin: 4px 0;
}

.stars {
  color: #bf996a;
  font-size: 14px;
  letter-spacing: 1px;
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .sl360-testimonials-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 750px) {
  .sl360-testimonials-grid {
    grid-template-columns: 1fr;
  }

  .sl360-testimonials-head h2 {
    font-size: 28px;
  }
}










.sl360-media {
  padding: 80px 20px;
  background: #ffffff;
  font-family: 'Poppins', sans-serif;
}

/* HEADER */
.sl360-media-head {
  max-width: 760px;
  margin: 0 auto 50px;
  text-align: center;
}

.sl360-media-head h2 {
  font-size: 36px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 12px;
}

.sl360-media-head p {
  font-size: 16px;
  color: #4b5d5e;
  line-height: 1.7;
}

/* GRID */
.sl360-media-grid {
  max-width: 1100px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}


/* CARD */
.sl360-media-card {
  background: #f6f8f8;
  border-radius: 16px;
  padding: 22px 12px;
  text-align: center;
  border: 1px solid rgba(38, 79, 81, 0.12);
  transition: 0.3s ease;
}

.sl360-media-card:hover {
  background: #ffffff;
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.08);
}

/* LOGO TEXT (PLACEHOLDER) */
.sl360-media-card img {
  max-height: 45px;
  opacity: 0.85;
}


@media (max-width: 1024px) {
  .sl360-media-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .sl360-media-grid {
    grid-template-columns: 1fr;
  }

  .sl360-media-head h2 {
    font-size: 28px;
  }
}







.faq-premium-modern {
  padding: 100px 20px;
  background: #fdfdfd;
  font-family: 'Poppins', sans-serif;
}

.faq-premium-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 60px;
}

.faq-premium-header h2 {
  font-size: 38px;
  color: #1f3d45;
  font-weight: 700;
  margin-bottom: 10px;
}

.faq-premium-header p {
  font-size: 16px;
  color: #4b5d5e;
  line-height: 1.6;
}

/* FAQ List */
.faq-premium-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  max-width: 900px;
  margin: auto;
}

/* FAQ Card */
.faq-premium-card {
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.06);
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  cursor: pointer;
  padding: 18px 25px;
}

.faq-premium-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 35px rgba(0,0,0,0.1);
}

/* Question */
.faq-premium-question {
  display: flex;
  align-items: center;
  gap: 18px;
}

/* Icon */
.faq-premium-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, #bf996a, #e0c18c);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
  transition: transform 0.3s ease;
}

.faq-premium-card.active .faq-premium-icon {
  transform: scale(1.1);
}

/* Question Title */
.faq-premium-question h4 {
  font-size: 17px;
  font-weight: 600;
  color: #1f3d45;
  margin: 0;
  flex: 1;
}

/* Toggle */
.faq-premium-toggle {
  font-size: 18px;
  color: #1f3d45;
  transition: transform 0.3s ease;
}

.faq-premium-card.active .faq-premium-toggle i {
  transform: rotate(45deg);
}

/* Answer */
.faq-premium-answer {
  max-height: 0;
  overflow: hidden;
  font-size: 15px;
  color: #4b5d5e;
  line-height: 1.7;
  margin-top: 10px;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.faq-premium-card.active .faq-premium-answer {
  max-height: 400px;
}

/* Mobile */
@media (max-width: 600px) {
  .faq-premium-card {
    padding: 16px 20px;
  }
  .faq-premium-icon {
    width: 42px;
    height: 42px;
    font-size: 18px;
  }
}









.sl360-stats {
  background: #264f51;
  padding: 60px 20px;
  color: #ffffff;
  font-family: 'Poppins', sans-serif;
}

.sl360-stats-wrap {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

/* STAT BOX */
.sl360-stat-box {
  display: flex;
  align-items: center;
  gap: 18px;
}

.sl360-stat-box i {
  font-size: 42px;
  color: #ffffff;
  opacity: 0.95;
}

/* TEXT */
.sl360-stat-box span {
  font-size: 15px;
  font-weight: 500;
  display: block;
  opacity: 0.9;
}

.sl360-stat-box strong {
  font-size: 36px;
  font-weight: 700;
  display: block;
  line-height: 1.2;
}

.sl360-stat-box strong small {
  font-size: 14px;
  font-weight: 500;
  opacity: 0.85;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .sl360-stats-wrap {
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
  }
}

@media (max-width: 550px) {
  .sl360-stats-wrap {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .sl360-stat-box {
    justify-content: center;
  }

  .sl360-stat-box i {
    font-size: 36px;
  }

  .sl360-stat-box strong {
    font-size: 30px;
  }
}








.sl360-footer-modern {
  background: #f4f7f7;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* INNER GRID */
.sl360-footer-inner {
  max-width: 1200px;
  margin: auto;
  padding: 60px 20px 40px;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 35px;
}

/* BLOCKS */
.footer-block h5 {
  font-size: 15px;
  font-weight: 600;
  margin-bottom: 16px;
  color: #264f51;
  position: relative;
}

.footer-block h5::after {
  content: "";
  width: 26px;
  height: 2px;
  background: #bf996a;
  position: absolute;
  left: 0;
  bottom: -6px;
}

.footer-block p {
  font-size: 14px;
  line-height: 1.7;
  color: #4b5d5e;
}

/* BRAND */
.footer-block.brand img {
  max-width: 170px;
  margin-bottom: 14px;
}

/* LINKS */
.footer-block ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-block ul li {
  margin-bottom: 10px;
}

.footer-block ul li a {
  text-decoration: none;
  color: #264f51;
  font-size: 14px;
  transition: 0.3s;
}

.footer-block ul li a:hover {
  color: #bf996a;
  padding-left: 4px;
}

/* DISCLAIMER */
.sl360-footer-disclaimer-modern {
  max-width: 1200px;
  margin: auto;
  padding: 22px 20px;
  font-size: 13px;
  line-height: 1.6;
  color: #5f6f70;
  border-top: 1px solid rgba(38, 79, 81, 0.15);
}

/* BOTTOM */
.sl360-footer-bottom-modern {
  background: #264f51;
  color: #bf996a;
  text-align: center;
  padding: 14px 20px;
  font-size: 13px;
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .sl360-footer-inner {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .sl360-footer-inner {
    grid-template-columns: 1fr;
    padding: 40px 20px;
  }

  .sl360-footer-disclaimer-modern,
  .sl360-footer-bottom-modern {
    text-align: left;
  }
}








.sl360-mv-icons {
  padding: 120px 20px;
  background: linear-gradient(180deg, #f7f9f9, #ffffff);
  font-family: 'Poppins', sans-serif;
}

.sl360-mv-icons-wrap {
  max-width: 1150px;
  margin: auto;
}

/* Heading */
.sl360-mv-head {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 70px;
}

.sl360-mv-head span {
  font-size: 13px;
  letter-spacing: 2px;
  font-weight: 600;
  color: #bf996a;
}

.sl360-mv-head h2 {
  font-size: 42px;
  color: #264f51;
  margin: 16px 0 18px;
  font-weight: 700;
}

.sl360-mv-head p {
  font-size: 16.5px;
  line-height: 1.8;
  color: #555;
}

/* Grid */
.sl360-mv-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 50px;
}

/* Item */
.sl360-mv-item {
  background: #ffffff;
  padding: 55px 45px;
  border-radius: 22px;
  border-top: 4px solid #bf996a;
  box-shadow: 0 30px 70px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.sl360-mv-item:hover {
  transform: translateY(-8px);
  box-shadow: 0 45px 90px rgba(0,0,0,0.12);
}

/* Icon */
.sl360-mv-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #ffffff;
  font-size: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 28px;
}

/* Text */
.sl360-mv-item h3 {
  font-size: 26px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 16px;
}

.sl360-mv-item p {
  font-size: 16px;
  line-height: 1.85;
  color: #444;
  margin-bottom: 14px;
}

/* Responsive */
@media (max-width: 900px) {
  .sl360-mv-grid {
    grid-template-columns: 1fr;
  }

  .sl360-mv-head h2 {
    font-size: 32px;
  }

  .sl360-mv-item {
    padding: 40px 30px;
  }
}









.sl360-why-new {
  background: #f6f9f9;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
}

.sl360-why-inner {
  max-width: 1200px;
  margin: auto;
}

/* TITLE */
.sl360-why-title {
  text-align: center;
  max-width: 750px;
  margin: auto;
  margin-bottom: 60px;
}

.sl360-why-title h2 {
  font-size: 34px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.sl360-why-title p {
  font-size: 16px;
  line-height: 1.8;
  color: #555;
}

/* CARDS GRID */
.sl360-why-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* CARD */
.sl360-why-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 35px 28px;
  text-align: center;
  border: 1px solid #e3ecec;
  transition: all 0.3s ease;
}

.sl360-why-card:hover {
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.1);
  transform: translateY(-6px);
}

/* ICON */
.sl360-icon {
  width: 60px;
  height: 60px;
  margin: auto;
  margin-bottom: 20px;
  background: #264f51;
  color: #fff;
  font-size: 26px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* TEXT */
.sl360-why-card h4 {
  font-size: 18px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

.sl360-why-card p {
  font-size: 15px;
  line-height: 1.7;
  color: #666;
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .sl360-why-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .sl360-why-cards {
    grid-template-columns: 1fr;
  }

  .sl360-why-title h2 {
    font-size: 26px;
  }
}









.sl360-process-grid {
  background: #f6f9f9;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
}

.sl360-process-inner {
  max-width: 1200px;
  margin: auto;
}

/* HEADER */
.sl360-process-header {
  text-align: center;
  margin-bottom: 60px;
}

.sl360-process-header h2 {
  font-size: 36px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.sl360-process-header p {
  font-size: 16px;
  color: #555;
  line-height: 1.8;
}

/* CARDS GRID */
.sl360-process-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  position: relative;
}

/* CARD */
.process-card {
  background: #ffffff;
  border-radius: 24px;
  padding: 30px 20px;
  text-align: center;
  border: 1px solid rgba(38, 79, 81, 0.12);
  box-shadow: 0 15px 35px rgba(38, 79, 81, 0.08);
  transition: all 0.3s ease;
}

.process-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 25px 50px rgba(38, 79, 81, 0.15);
}

/* ICON */
.process-icon {
  width: 70px;
  height: 70px;
  background: #264f51;
  color: #bf996a;
  font-size: 28px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: auto;
  margin-bottom: 18px;
}

/* CARD TEXT */
.process-card h4 {
  font-size: 20px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

.process-card p {
  font-size: 14.5px;
  color: #555;
  line-height: 1.7;
}

/* RESPONSIVE */
@media(max-width: 1100px) {
  .sl360-process-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media(max-width: 768px) {
  .sl360-process-cards {
    grid-template-columns: 1fr;
  }

  .sl360-process-header h2 {
    font-size: 28px;
  }
}











.client-success {
  padding: 80px 20px;
  background: #264f51;
  text-align: center;
  font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
  color: #bf996a;
}

.client-success .container {
  max-width: 1000px;
  margin: 0 auto;
}

/* Section Title */
.client-success h2 {
  font-size: 2.8rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.client-success .section-subtitle {
  font-size: 1.2rem;
  color: #bf996a;
  margin-bottom: 50px;
  line-height: 1.6;
}

/* Testimonials Grid */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
}

/* Testimonial Card */
.testimonial-card {
  background: #bf996a;
  color: #264f51;
  padding: 30px;
  border-radius: 15px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.2);
}

/* Testimonial Text */
.testimonial-text {
  font-size: 1.1rem;
  font-style: italic;
  line-height: 1.8;
}

/* Client Name */
.client-name {
  margin-top: 20px;
  font-weight: 700;
  font-size: 1rem;
}

/* Responsive */
@media (max-width: 768px) {
  .client-success h2 {
    font-size: 2rem;
  }

  .testimonial-text {
    font-size: 1rem;
  }

  .testimonial-card {
    padding: 25px;
  }
}













.ls360-testimonial-premium {
  background: linear-gradient(180deg, #f5f8f8 0%, #ffffff 100%);
  padding: 110px 20px;
  font-family: 'Inter', 'Arial', sans-serif;
}

.ls360-wrapper {
  max-width: 1280px;
  margin: auto;
}

/* Heading */
.ls360-heading {
  text-align: center;
  margin-bottom: 85px;
}

.ls360-label {
  display: inline-block;
  background: rgba(191, 153, 106, .12);
  color: #bf996a;
  padding: 8px 22px;
  border-radius: 30px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .5px;
  border: 1px solid rgba(191, 153, 106, .35);
  margin-bottom: 18px;
}

.ls360-heading h2 {
  font-size: 42px;
  color: #264f51;
  font-weight: 800;
}

.ls360-heading p {
  font-size: 16px;
  color: #475569;
  margin-top: 14px;
}

/* Grid */
.ls360-premium-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
  gap: 36px;
}

/* Card */
.ls360-premium-card {
  background: #ffffff;
  border-radius: 26px;
  padding: 40px;
  position: relative;
  border: 1px solid rgba(38, 79, 81, .15);
  box-shadow: 0 25px 60px rgba(38, 79, 81, .12);
  transition: all .35s ease;
}

.ls360-premium-card::before {
  content: "";
  position: absolute;
  left: 0;
  top: 32px;
  bottom: 32px;
  width: 5px;
  background: linear-gradient(180deg, #bf996a, #a88152);
  border-radius: 6px;
}

.ls360-premium-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 45px 90px rgba(191, 153, 106, .28);
  border-color: rgba(191, 153, 106, .55);
}

/* Head */
.ls360-card-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 26px;
}

.ls360-rating {
  color: #bf996a;
  font-size: 16px;
  letter-spacing: 1.2px;
}

.ls360-loan-type {
  font-size: 12px;
  background: rgba(38, 79, 81, .08);
  color: #264f51;
  padding: 7px 16px;
  border-radius: 20px;
  font-weight: 700;
  border: 1px solid rgba(38, 79, 81, .25);
}

/* Text */
.ls360-card-text {
  font-size: 15.8px;
  line-height: 1.85;
  color: #1f2937;
  margin-bottom: 36px;
}

/* Footer */
.ls360-card-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.ls360-card-footer strong {
  display: block;
  color: #264f51;
  font-size: 15px;
  font-weight: 700;
}

.ls360-card-footer span {
  font-size: 13px;
  color: #64748b;
}

.ls360-verified {
  font-size: 12px;
  color: #16a34a;
  font-weight: 700;
}

/* Mobile */
@media (max-width: 768px) {
  .ls360-heading h2 {
    font-size: 30px;
  }
}









.ls360-faq-luxury {
  background: linear-gradient(180deg, #f5f9f9, #ffffff);
  padding: 120px 20px;
  font-family: 'Inter', Arial, sans-serif;
}

.ls360-faq-wrap {
  max-width: 1250px;
  margin: auto;
}

/* Heading */
.ls360-faq-head {
  text-align: center;
  margin-bottom: 90px;
}

.ls360-faq-head span {
  display: inline-block;
  color: #bf996a;
  font-weight: 700;
  letter-spacing: .6px;
  border-bottom: 2px solid #bf996a;
  padding-bottom: 6px;
}

.ls360-faq-head h2 {
  font-size: 42px;
  color: #264f51;
  margin-top: 18px;
  font-weight: 800;
}

.ls360-faq-head p {
  font-size: 16px;
  color: #475569;
  margin-top: 14px;
}

/* Grid */
.ls360-faq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 34px;
}

/* Card */
.ls360-faq-card {
  background: #ffffff;
  border-radius: 22px;
  padding: 36px;
  border: 1px solid rgba(38, 79, 81, .15);
  box-shadow: 0 22px 55px rgba(38, 79, 81, .12);
  transition: all .35s ease;
  position: relative;
}

.ls360-faq-card::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 30px;
  right: 30px;
  height: 3px;
  background: linear-gradient(90deg, #264f51, #bf996a);
  border-radius: 10px;
}

.ls360-faq-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 40px 90px rgba(191, 153, 106, .25);
}

/* Text */
.ls360-faq-card h3 {
  font-size: 17px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 14px;
}

.ls360-faq-card p {
  font-size: 15.5px;
  line-height: 1.8;
  color: #1f2937;
}

/* Mobile */
@media (max-width: 768px) {
  .ls360-faq-head h2 {
    font-size: 30px;
  }
}









.pls-modern-alt {
  position: relative;
  padding: 120px 20px;
  background: #f7fafb;
  font-family: 'Poppins', sans-serif;
  overflow: hidden;
}

.pls-container-alt {
  max-width: 1250px;
  margin: auto;
  position: relative;
  z-index: 2;
}

/* Background Circle */
.pls-bg-circle {
  position: absolute;
  left: -150px;
  top: -100px;
  width: 600px;
  height: 600px;
  background: linear-gradient(135deg, #bf996a1f, #e0c18c1f);
  border-radius: 50%;
  z-index: 1;
}

/* Grid Layout */
.pls-grid-alt {
  display: grid;
  grid-template-columns: 1fr 480px;
  gap: 60px;
  align-items: center;
}

/* Image */
.pls-image-alt {
  position: relative;
}

.pls-image-alt img {
  width: 100%;
  height: 560px;
  object-fit: cover;
  border-radius: 26px;
  box-shadow: 0 25px 65px rgba(0,0,0,0.15);
}

.pls-badge-alt {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: #264f51;
  color: #fff;
  padding: 10px 18px;
  border-radius: 30px;
  font-size: 13px;
  font-weight: 500;
}

.pls-content-alt {
  z-index: 2;
}

/* Content */
.pls-content-alt h1 {
  font-size: 44px;
  color: #1f3d45;
  font-weight: 700;
  margin-bottom: 25px;
  line-height: 1.2;
}

/* Paragraph cards */
.pls-paragraph-card {
  background: #fff;
  padding: 20px 25px;
  margin-bottom: 20px;
  border-radius: 18px;
  box-shadow: 0 8px 25px rgba(0,0,0,0.05);
}

.pls-lead-alt {
  font-size: 18px;
  font-weight: 500;
  color: #264f51;
  margin-bottom: 0;
}

.pls-paragraph-card p {
  font-size: 16px;
  line-height: 1.8;
  color: #4b5d5e;
  margin: 0;
}

/* Key Points */
.pls-keypoints-alt {
  display: flex;
  gap: 20px;
  margin: 35px 0;
  flex-wrap: wrap;
}

.keypoint-card-alt {
  flex: 1 1 150px;
  background: #fff;
  border-radius: 18px;
  padding: 20px;
  text-align: center;
  box-shadow: 0 10px 25px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.keypoint-card-alt:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(0,0,0,0.12);
}

.keypoint-icon-alt {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: linear-gradient(135deg, #bf996a, #e0c18c);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin: 0 auto 12px;
}

.keypoint-card-alt strong {
  color: #1f3d45;
  font-size: 15px;
}

.keypoint-card-alt span {
  color: #555;
  font-size: 13px;
}

/* CTA Button */
.pls-cta-alt {
  display: inline-block;
  padding: 16px 44px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  font-weight: 600;
  border-radius: 50px;
  text-decoration: none;
  box-shadow: 0 16px 35px rgba(0,0,0,0.18);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.pls-cta-alt:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 45px rgba(0,0,0,0.22);
}

/* Responsive */
@media (max-width: 980px) {
  .pls-grid-alt {
    grid-template-columns: 1fr;
  }

  .pls-image-alt img {
    height: 420px;
    margin-bottom: 30px;
  }

  .pls-keypoints-alt {
    justify-content: center;
  }

  .pls-content-alt h1 {
    font-size: 34px;
  }
}










.sl360-loan-explain {
  padding: 0px 20px;
  background: #ffffff;
  font-family: 'Poppins', sans-serif;
}

/* HEADER */
.explain-head {
  max-width: 900px;
  margin: 0 auto 80px;
  text-align: center;
}

.explain-head h2 {
  font-size: 46px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 16px;
}

.explain-head p {
  font-size: 16.5px;
  color: #666;
  line-height: 1.8;
}

/* LAYOUT */
.explain-layout {
  max-width: 1150px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.4fr 0.6fr;
  gap: 70px;
  align-items: flex-start;
}

/* MAIN CONTENT */
.explain-main p {
  font-size: 16px;
  line-height: 2;
  color: #444;
  margin-bottom: 22px;
}

.opening {
  font-size: 18px;
  font-weight: 500;
  color: #333;
}

/* INSIGHT COLUMN */
.explain-insight {
  background: #f9fbfb;
  padding: 36px 30px;
  border-radius: 22px;
  border-left: 5px solid #bf996a;
}

.explain-insight h4 {
  font-size: 20px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 20px;
}

.explain-insight ul {
  list-style: none;
  padding: 0;
  margin-bottom: 25px;
}

.explain-insight ul li {
  font-size: 14.8px;
  color: #555;
  margin-bottom: 14px;
  padding-left: 26px;
  position: relative;
}

.explain-insight ul li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #bf996a;
  font-weight: 700;
}

/* NOTE */
.insight-note {
  font-size: 14px;
  line-height: 1.7;
  color: #555;
  background: #ffffff;
  padding: 18px;
  border-radius: 14px;
  box-shadow: 0 15px 30px rgba(0,0,0,0.06);
}

/* RESPONSIVE */
@media (max-width: 980px) {
  .explain-layout {
    grid-template-columns: 1fr;
  }

  .explain-head h2 {
    font-size: 34px;
  }
}











.sl360-benefits-compare {
  padding: 50px 20px;
  background: #ffffff;
  font-family: 'Poppins', sans-serif;
}

/* HEADER */
.compare-header {
  max-width: 850px;
  margin: 0 auto 90px;
  text-align: center;
}

.compare-header span {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: #bf996a;
  display: inline-block;
  margin-bottom: 14px;
}

.compare-header h2 {
  font-size: 46px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 22px;
}

.compare-header p {
  font-size: 17px;
  line-height: 1.9;
  color: #555;
}

/* TABLE */
.compare-table {
  max-width: 1100px;
  margin: auto;
}

.compare-row {
  display: grid;
  grid-template-columns: 1.4fr 0.6fr;
  align-items: center;
  padding: 38px 0;
  border-bottom: 1px solid #eee;
}

.compare-left h3 {
  font-size: 22px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

.compare-left p {
  font-size: 16px;
  line-height: 1.9;
  color: #555;
  max-width: 650px;
}

.compare-right {
  text-align: right;
}

.badge {
  display: inline-block;
  padding: 10px 22px;
  border-radius: 30px;
  background: rgba(191,153,106,0.12);
  color: #bf996a;
  font-weight: 600;
  font-size: 14px;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .compare-row {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .compare-right {
    text-align: left;
  }

  .compare-header h2 {
    font-size: 34px;
  }
}








.sl360-process-stack {
  background: #ffffff;
  padding: 50px 20px;
  font-family: 'Poppins', sans-serif;
}

.process-wrap {
  max-width: 1100px;
  margin: auto;
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 60px;
}

/* SIDE ACCENT RAIL */
.accent-rail {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 30px 0;
}

.accent-rail span {
  width: 6px;
  height: 42px;
  background: #bf996a;
  border-radius: 10px;
  opacity: 0.7;
}

/* CONTENT */
.section-tag {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1.6px;
  color: #bf996a;
  margin-bottom: 14px;
  display: inline-block;
}

.process-content h2 {
  font-size: 46px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 26px;
}

.section-intro {
  font-size: 17px;
  line-height: 1.9;
  color: #555;
  max-width: 720px;
  margin-bottom: 70px;
}

/* STEPS */
.process-step {
  margin-bottom: 55px;
}

.process-step h3 {
  font-size: 22px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 12px;
}

.process-step p {
  font-size: 16px;
  line-height: 1.9;
  color: #555;
  max-width: 760px;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .process-wrap {
    grid-template-columns: 1fr;
  }

  .accent-rail {
    display: none;
  }

  .process-content h2 {
    font-size: 34px;
  }
}











.lse-tips-cards {
  background-color: #f8fafc;
  padding: 80px 20px;
  font-family: 'Inter', 'Arial', sans-serif;
  color: #264f51;
}

.lse-tips-container {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.lse-tips-title {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 15px;
  color: #264f51;
}

.lse-tips-intro {
  font-size: 1.15rem;
  margin-bottom: 50px;
  color: #264f51;
}

.lse-tips-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.tip-card {
  background: #ffffff;
  padding: 30px 20px;
  border-radius: 15px;
  box-shadow: 0 8px 20px rgba(0,0,0,0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.tip-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 15px 30px rgba(0,0,0,0.1);
}

.tip-icon {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background-color: #bf996a;
  color: #ffffff;
  font-weight: 700;
  font-size: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.tip-card h3 {
  font-size: 1.2rem;
  margin-bottom: 12px;
  color: #264f51;
}

.tip-card p {
  font-size: 1rem;
  line-height: 1.6;
  color: #264f51;
}

@media (max-width: 768px) {
  .lse-tips-title {
    font-size: 2rem;
  }
  .lse-tips-intro {
    font-size: 1rem;
  }
}











.loan-stories-clean {
  padding: 80px 20px;
  background-color: #f7f9fb;
  font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;
}

/* Container */
.loan-wrapper {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

/* Section Title */
.loan-title {
  font-size: 2.4rem;
  font-weight: 700;
  color: #1a1a1a;
  margin-bottom: 50px;
}

/* Cards Container */
.loan-cards {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

/* Single Card */
.loan-card {
  background-color: #ffffff;
  padding: 30px 25px;
  border-radius: 16px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.06);
  transition: transform 0.3s, box-shadow 0.3s;
  text-align: left;
}

.loan-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 24px rgba(0,0,0,0.12);
}

/* Alternate card background */
.loan-card.alt {
  background-color: #f0f4f8;
}

/* Story Text */
.loan-text {
  font-size: 1rem;
  line-height: 1.6;
  color: #333;
  margin-bottom: 15px;
  font-style: italic;
}

/* Author */
.loan-author {
  font-weight: 600;
  font-size: 1rem;
  color: #007185;
}

/* Responsive */
@media (max-width: 768px) {
  .loan-card {
    padding: 25px 20px;
  }
}










.faq-modern-section {
  padding: 80px 20px;
  background-color: #f7f9fb;
  font-family: 'Poppins', sans-serif;
}

/* Container */
.faq-modern-container {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

/* Section Title */
.faq-modern-title {
  font-size: 2.4rem;
  font-weight: 700;
  color: #1b1b1b;
  margin-bottom: 50px;
}

/* FAQ Cards Grid */
.faq-modern-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: 25px;
}

/* Single FAQ Card */
.faq-modern-card {
  background-color: #ffffff;
  border-left: 5px solid #264f51;
  border-radius: 12px;
  padding: 25px 30px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  text-align: left;
}

.faq-modern-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 20px rgba(0,0,0,0.08);
}

/* Question */
.faq-modern-question {
  font-size: 1.2rem;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

/* Answer */
.faq-modern-answer {
  font-size: 1rem;
  line-height: 1.6;
  color: #333;
}

/* Responsive */
@media (max-width: 768px) {
  .faq-modern-card {
    padding: 20px 20px;
  }
  .faq-modern-question {
    font-size: 1.1rem;
  }
  .faq-modern-answer {
    font-size: 0.95rem;
  }
}










.ccs-section-modern {
  padding: 100px 20px;
  background: #f4f7f8;
  font-family: 'Poppins', sans-serif;
}

.ccs-container-modern {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

/* Left Content */
.ccs-content-modern h2 {
  font-size: 36px;
  color: #264f51;
  margin-bottom: 25px;
}

.ccs-content-modern p {
  font-size: 16px;
  line-height: 1.7;
  color: #4b5d5e;
  margin-bottom: 20px;
}

.ccs-content-modern ul {
  list-style: disc inside;
  margin-bottom: 20px;
  color: #264f51;
}

.ccs-content-modern ul li {
  margin-bottom: 10px;
  font-weight: 500;
}

/* CTA Button */
.ccs-btn-modern {
  display: inline-block;
  padding: 16px 40px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  border-radius: 50px;
  font-weight: 600;
  text-decoration: none;
  transition: 0.3s;
}

.ccs-btn-modern:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 30px rgba(0,0,0,0.15);
}

/* Right Image */
.ccs-image-modern img {
  width: 100%;
  height: auto;
  border-radius: 20px;
  box-shadow: 0 25px 50px rgba(0,0,0,0.1);
}

/* Responsive */
@media (max-width: 980px) {
  .ccs-container-modern {
    grid-template-columns: 1fr;
  }

  .ccs-image-modern img {
    margin-top: 30px;
  }

  .ccs-content-modern h2 {
    font-size: 28px;
  }
}








.ccs-process-section {
  padding: 100px 20px;
  background: #f4f7f8;
  font-family: 'Poppins', sans-serif;
}

.ccs-process-container {
  max-width: 1100px;
  margin: auto;
}

.ccs-process-header h2 {
  font-size: 36px;
  color: #264f51;
  margin-bottom: 15px;
  text-align: center;
}

.ccs-process-header p {
  font-size: 16px;
  color: #4b5d5e;
  line-height: 1.7;
  text-align: center;
  max-width: 700px;
  margin: 0 auto 50px;
}

/* Cards */
.ccs-process-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.ccs-process-card {
  background: #ffffff;
  border-radius: 18px;
  padding: 25px 20px;
  display: flex;
  align-items: flex-start;
  gap: 15px;
  box-shadow: 0 15px 35px rgba(0,0,0,0.05);
  transition: transform 0.3s, box-shadow 0.3s;
}

.ccs-process-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* Icons */
.ccs-card-icon {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
}

/* Text */
.ccs-process-card h4 {
  font-size: 16px;
  color: #264f51;
  margin-bottom: 6px;
}

.ccs-process-card p {
  font-size: 14.5px;
  color: #4b5d5e;
  line-height: 1.6;
}

/* CTA */
.ccs-process-cta {
  text-align: center;
  margin-top: 40px;
}

.ccs-process-cta a {
  display: inline-block;
  padding: 16px 45px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  border-radius: 50px;
  font-weight: 600;
  text-decoration: none;
  transition: transform 0.3s, box-shadow 0.3s;
}

.ccs-process-cta a:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 30px rgba(0,0,0,0.15);
}

/* Responsive */
@media (max-width: 980px) {
  .ccs-process-cards {
    grid-template-columns: 1fr;
  }
}








.cc-benefits-modern3 {
  padding: 90px 20px;
  background: linear-gradient(135deg, #f0f4f5, #ffffff);
  font-family: 'Poppins', sans-serif;
}

.cc-benefits-wrapper3 {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Section Title */
.cc-benefits-title3 {
  font-size: 2.5rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 60px;
}

/* Benefits Cards Wrapper */
.cc-benefits-cards3 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

/* Single Benefit Card */
.cc-benefit-card3 {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: #ffffff;
  border-radius: 18px;
  padding: 25px 20px;
  box-shadow: 0 12px 30px rgba(0,0,0,0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cc-benefit-card3:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* Icons */
.cc-benefit-icon {
  flex-shrink: 0;
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
}

/* Card Content */
.cc-benefit-content3 h3 {
  font-size: 1.25rem;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 8px;
  text-align: left;
}

.cc-benefit-content3 p {
  font-size: 1rem;
  color: #4b5d5e;
  line-height: 1.6;
  text-align: left;
}

/* CTA Button */
.cc-benefits-cta3 {
  margin-top: 50px;
}

.cc-btn-primary3 {
  padding: 16px 45px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 1.1rem;
  text-decoration: none;
  color: #fff;
  background: linear-gradient(135deg, #264f51, #bf996a);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cc-btn-primary3:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 35px rgba(0,0,0,0.15);
}

/* Responsive */
@media (max-width: 992px) {
  .cc-benefits-cards3 {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .cc-benefit-content3 h3,
  .cc-benefit-content3 p {
    text-align: center;
  }
}










.cc-flow-section {
  padding: 100px 20px;
  background: #ffffff;
  font-family: 'Poppins', sans-serif;
}

.cc-flow-container {
  max-width: 1200px;
  margin: auto;
  text-align: center;
}

.cc-flow-title {
  font-size: 42px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 10px;
}

.cc-flow-subtitle {
  font-size: 16px;
  color: #5b6f70;
  margin-bottom: 70px;
}

/* FLOW STEPS */
.cc-flow-steps {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  position: relative;
}

/* Connector Line */
.cc-flow-steps::before {
  content: "";
  position: absolute;
  top: 32px;
  left: 5%;
  right: 5%;
  height: 3px;
  background: linear-gradient(to right, #264f51, #bf996a);
  z-index: 0;
}

/* STEP */
.cc-flow-step {
  width: 18%;
  background: #fff;
  position: relative;
  z-index: 1;
}

.cc-flow-icon {
  width: 64px;
  height: 64px;
  background: #ffffff;
  border: 3px solid #bf996a;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  color: #264f51;
  font-size: 22px;
}

.cc-flow-step h4 {
  font-size: 17px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 6px;
}

.cc-flow-step p {
  font-size: 14px;
  color: #5c6b6c;
  line-height: 1.6;
}

/* CTA */
.cc-flow-cta {
  margin-top: 70px;
}

.cc-flow-btn {
  padding: 18px 50px;
  border-radius: 50px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #ffffff;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cc-flow-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 35px rgba(0,0,0,0.2);
}

/* MOBILE */
@media (max-width: 900px) {
  .cc-flow-steps {
    flex-direction: column;
    gap: 40px;
  }

  .cc-flow-steps::before {
    display: none;
  }

  .cc-flow-step {
    width: 100%;
  }
}








.cc-tips-section {
  padding: 80px 20px;
  background: #faf8f5;
  font-family: 'Poppins', sans-serif;
}

.cc-tips-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

.cc-tips-title {
  font-size: 2.4rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 50px;
}

/* Grid */
.cc-tips-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 25px;
}

/* Card */
.cc-tip-card {
  background: #ffffff;
  padding: 35px 25px;
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.cc-tip-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 18px 45px rgba(0,0,0,0.12);
}

/* Icon */
.cc-tip-icon {
  width: 65px;
  height: 65px;
  margin: 0 auto 20px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  color: #ffffff;
}

.lightning { background: linear-gradient(135deg, #f5b041, #d68910); }
.docs { background: linear-gradient(135deg, #5dade2, #2874a6); }
.avoid { background: linear-gradient(135deg, #ec7063, #c0392b); }
.expert { background: linear-gradient(135deg, #52be80, #1e8449); }

/* Text */
.cc-tip-card h3 {
  font-size: 1.15rem;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

.cc-tip-card p {
  font-size: 0.95rem;
  color: #444;
  line-height: 1.6;
}

/* CTA */
.cc-tips-cta {
  margin-top: 50px;
}

.cc-tips-btn {
  padding: 16px 38px;
  border-radius: 12px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #ffffff;
  font-size: 1.1rem;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}

.cc-tips-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 30px rgba(0,0,0,0.15);
}

/* Responsive */
@media (max-width: 992px) {
  .cc-tips-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .cc-tips-grid {
    grid-template-columns: 1fr;
  }
}







.cc-success-stories {
  padding: 90px 20px;
  background: linear-gradient(180deg, #faf8f5, #f3efe9);
  font-family: 'Poppins', sans-serif;
}

.cc-success-container {
  max-width: 1150px;
  margin: auto;
  text-align: center;
}

.cc-success-title {
  font-size: 2.6rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 10px;
}

.cc-success-subtitle {
  font-size: 1.05rem;
  color: #555;
  margin-bottom: 60px;
}

/* Grid */
.cc-success-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* Card */
.cc-story-card {
  background: #ffffff;
  border-radius: 22px;
  padding: 40px 30px 35px;
  box-shadow: 0 18px 45px rgba(0,0,0,0.08);
  position: relative;
  transition: all 0.3s ease;
}

.cc-story-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 25px 60px rgba(0,0,0,0.12);
}

/* Highlight middle card */
.cc-story-card.highlighted {
  border: 2px solid #bf996a;
}

/* Badge */
.cc-story-badge {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  padding: 6px 16px;
  font-size: 0.85rem;
  font-weight: 600;
  border-radius: 30px;
}

/* Text */
.cc-story-text {
  font-size: 1.05rem;
  color: #333;
  line-height: 1.7;
  margin-bottom: 25px;
  font-style: italic;
}

.cc-story-client {
  font-size: 1rem;
  font-weight: 600;
  color: #264f51;
}

/* CTA */
.cc-success-cta {
  margin-top: 55px;
}

.cc-success-btn {
  padding: 16px 40px;
  border-radius: 14px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #ffffff;
  font-size: 1.1rem;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}

.cc-success-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 32px rgba(0,0,0,0.15);
}

/* Responsive */
@media (max-width: 992px) {
  .cc-success-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .cc-success-grid {
    grid-template-columns: 1fr;
  }
}








.cc360-faq-section {
  padding: 90px 20px;
  background: linear-gradient(180deg, #f7f5f2, #ffffff);
  font-family: 'Poppins', sans-serif;
}

.cc360-faq-container {
  max-width: 1100px;
  margin: auto;
}

/* Header */
.cc360-faq-header {
  text-align: center;
  margin-bottom: 60px;
}

.cc360-faq-header h2 {
  font-size: 2.6rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.cc360-faq-header p {
  font-size: 1.05rem;
  color: #555;
}

/* Grid */
.cc360-faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

/* FAQ Box */
.cc360-faq-box {
  background: #ffffff;
  border-radius: 20px;
  padding: 30px 28px;
  box-shadow: 0 14px 40px rgba(0,0,0,0.08);
  transition: all 0.3s ease;
}

.cc360-faq-box:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 55px rgba(0,0,0,0.12);
}

/* Question */
.cc360-faq-q {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 12px;
}

.cc360-faq-no {
  min-width: 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #fff;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
}

.cc360-faq-q h4 {
  font-size: 1.15rem;
  font-weight: 600;
  color: #264f51;
}

/* Answer */
.cc360-faq-a {
  font-size: 1rem;
  color: #333;
  line-height: 1.7;
  margin-left: 58px;
}

/* Responsive */
@media (max-width: 900px) {
  .cc360-faq-grid {
    grid-template-columns: 1fr;
  }

  .cc360-faq-a {
    margin-left: 0;
  }
}









/* SECTION */
.contact-white-premium {
  background: #ffffff;
  padding: 100px 20px;
  font-family: Inter, system-ui, sans-serif;
  color: #0f172a;
}

/* LAYOUT */
.white-container {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 70px;
}

/* LEFT FORM */
.white-form {
  position: relative;
  
  border: 1px solid #e5e7eb;
  background: #ffffff;

  /* NEW SHADOW */
  box-shadow:
    0 1px 2px rgba(0, 0, 0, 0.04),
    0 8px 24px rgba(15, 23, 42, 0.08),
    0 24px 48px rgba(15, 23, 42, 0.06);
}

/* ACCENT RAIL */
.white-form::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  width: 10px;
  height: 100%;
  background: #264f51;
}

/* HEADINGS */
.white-form h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 10px;
}

.white-subtitle {
  font-size: 15px;
  color: #475569;
  margin-bottom: 45px;
  max-width: 560px;
}

/* FORM SECTIONS */
.white-block {
  margin-bottom: 40px;
}

.white-block h4 {
  font-size: 14px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 20px;
}

/* INPUTS */
.white-form input,
.white-form select,
.white-form textarea {
  width: 100%;
  padding: 15px 14px;
  font-size: 14px;
  border-radius: 6px;
  border: 1px solid #d1d5db;
  margin-bottom: 16px;
  background: #ffffff;
}

.white-form input:focus,
.white-form select:focus,
.white-form textarea:focus {
  outline: none;
  border-color: #16a34a;
  box-shadow: 0 0 0 3px rgba(22,163,74,0.12);
}

.white-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

/* CTA */
.white-form button {
  width: 100%;
  padding: 18px;
  font-size: 15px;
  font-weight: 600;
  background: #264f51;
  color: #ffffff;
  border: none;
  cursor: pointer;
  transition: 0.25s ease;
}

.white-form button:hover {
  background: #15803d;
}

/* NOTE */
.white-note {
  font-size: 12px;
  color: #64748b;
  margin-top: 16px;
  text-align: center;
}

/* RIGHT INFO */
.white-info {
  padding: 40px;
  border: 1px solid #264f51;
  background: #ffffff;
  height: fit-content;

  /* NEW SHADOW */
  box-shadow:
    0 1px 2px rgba(0, 0, 0, 0.03),
    0 12px 32px rgba(38, 79, 81, 0.12);
}

.white-info h3 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 14px;
}

.white-info p {
  font-size: 14px;
  color: #264f51;
  line-height: 1.7;
  margin-bottom: 30px;
}

/* INFO BLOCKS */
.white-card {
  padding: 18px 0;
  border-bottom: 1px solid #bbf7d0;
  margin-bottom: 18px;
}

.white-card:last-child {
  border-bottom: none;
}

.white-card strong {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #bf996a;
  margin-bottom: 6px;
}

.white-card li,
.white-card p {
  font-size: 14px;
  color: #264f51;
  line-height: 1.6;
}

.white-card ul {
  padding-left: 18px;
}

.white-card.highlight {
  background: #dcfce7;
  padding: 20px;
  border-left: 4px solid #264f51;

  /* SOFT INNER LIFT */
  box-shadow:
    inset 0 0 0 1px rgba(38, 79, 81, 0.15),
    0 6px 18px rgba(22, 163, 74, 0.18);
}

/* MOBILE */
@media (max-width: 900px) {
  .white-container {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .white-form {
    padding: 35px 35px 35px 50px;
  }

  .white-row {
    grid-template-columns: 1fr;
  }
}











.sl360-policy-wrapper {
  background: #f8f9fa;
  padding: 80px 20px;
}

.sl360-policy-container {
  max-width: 1100px;
  margin: auto;
}

.sl360-policy-header {
  text-align: center;
  margin-bottom: 40px;
}

.sl360-policy-header h1 {
  font-size: 42px;
  color: #264f51;
  margin-bottom: 8px;
}

.sl360-policy-header p {
  color: #bf996a;
  font-weight: 500;
}

.sl360-policy-card {
  background: #ffffff;
  border-radius: 20px;
  padding: 50px 55px;
  box-shadow: 0 20px 45px rgba(0,0,0,0.08);
}

.sl360-policy-card h2 {
  margin-top: 40px;
  font-size: 22px;
  color: #264f51;
  border-left: 4px solid #bf996a;
  padding-left: 12px;
}

.sl360-policy-card p,
.sl360-policy-card li {
  font-size: 16px;
  line-height: 1.8;
  color: #444;
}

.sl360-policy-card ul {
  padding-left: 20px;
}

.sl360-policy-card a {
  color: #264f51;
  font-weight: 600;
  text-decoration: none;
}

.sl360-note {
  background: #f1f5f4;
  border-left: 4px solid #264f51;
  padding: 14px 18px;
  margin: 25px 0;
  font-size: 15px;
}

.sl360-disclaimer {
  background: #264f51;
  color: #ffffff;
  padding: 20px;
  border-radius: 12px;
  margin-top: 10px;
}

/* Mobile */
@media (max-width: 768px) {
  .sl360-policy-card {
    padding: 35px 25px;
  }

  .sl360-policy-header h1 {
    font-size: 30px;
  }
}









.sl360-policy-wrapper {
  background: #f8f9fa;
  padding: 80px 20px;
}

.sl360-policy-container {
  max-width: 1100px;
  margin: auto;
  padding:0px;
}

.sl360-policy-header {
  text-align: center;
  margin-bottom: 40px;
}

.sl360-policy-header h1 {
  font-size: 42px;
  color: #264f51;
  margin-bottom: 8px;
}

.sl360-policy-header p {
  color: #bf996a;
  font-weight: 500;
}

.sl360-policy-card {
  background: #ffffff;
  border-radius: 20px;
  padding: 50px 55px;
  box-shadow: 0 20px 45px rgba(0,0,0,0.08);
}

.sl360-policy-card h2 {
  margin-top: 40px;
  font-size: 22px;
  color: #264f51;
  border-left: 4px solid #bf996a;
  padding-left: 12px;
}

.sl360-policy-card p,
.sl360-policy-card li {
  font-size: 16px;
  line-height: 1.8;
  color: #444;
}

.sl360-policy-card ul {
  padding-left: 20px;
}

.sl360-policy-card a {
  color: #264f51;
  font-weight: 600;
  text-decoration: none;
}

.sl360-disclaimer {
  background: #264f51;
  color: #ffffff;
  padding: 20px;
  border-radius: 12px;
  margin-top: 10px;
}

/* Mobile */
@media (max-width: 768px) {
  .sl360-policy-card {
    padding: 35px 25px;
  }

  .sl360-policy-header h1 {
    font-size: 30px;
  }
}









/* Container Section */
.nbfc-corporate-section {
  padding: 90px 20px;
  background: #f8fafc;
  font-family: 'Poppins', sans-serif;
}

.nbfc-corporate-container {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 60px;
  align-items: center;
}

/* LEFT CONTENT */
.nbfc-corporate-content h2 {
  font-size: 2.6rem;
  color: #1f3c3d;
  margin: 15px 0 20px;
}

.nbfc-corporate-content p {
  font-size: 1.05rem;
  line-height: 1.7;
  color: #445b5c;
  margin-bottom: 25px;
}

.nbfc-badge {
  display: inline-block;
  background: #e6f0ef;
  color: #264f51;
  padding: 6px 14px;
  font-size: 0.85rem;
  font-weight: 600;
  border-radius: 4px;
}

/* POINTS */
.nbfc-points {
  list-style: none;
  padding: 0;
  margin-bottom: 35px;
}

.nbfc-points li {
  font-size: 1rem;
  color: #264f51;
  margin-bottom: 12px;
}

.nbfc-points i {
  color: #3bb2a1;
  margin-right: 8px;
}

/* BUTTON */
.nbfc-corporate-btn {
  display: inline-block;
  background: #264f51;
  color: #ffffff;
  padding: 15px 34px;
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  border-radius: 6px;
  transition: 0.3s;
}

.nbfc-corporate-btn:hover {
  background: #1f3c3d;
}

/* RIGHT CARDS */
.nbfc-corporate-cards {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.nbfc-mini-card {
  background: #ffffff;
  border-left: 5px solid #264f51;
  padding: 22px 24px;
  border-radius: 6px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.06);
}

.nbfc-mini-card i {
  font-size: 26px;
  color: #264f51;
  margin-bottom: 10px;
}

.nbfc-mini-card h4 {
  font-size: 1.1rem;
  margin-bottom: 8px;
  color: #1f3c3d;
}

.nbfc-mini-card p {
  font-size: 0.95rem;
  color: #5a6f70;
}

/* RESPONSIVE */
@media (max-width: 900px) {
  .nbfc-corporate-container {
    grid-template-columns: 1fr;
  }
}











/* Section */
.nbfc-flow-section {
  background: linear-gradient(180deg, #ffffff, #f5f8f8);
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
}

.nbfc-flow-container {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.nbfc-flow-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 70px;
}

.nbfc-flow-header h2 {
  font-size: 2.9rem;
  color: #1f4245;
  margin-bottom: 14px;
}

.nbfc-flow-header p {
  font-size: 1.15rem;
  color: #5f6f70;
  line-height: 1.8;
}

/* Panels */
.nbfc-flow-panels {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
}

/* Panel */
.nbfc-flow-panel {
  background: #ffffff;
  padding: 40px 28px;
  border-radius: 20px;
  text-align: center;
  box-shadow: 0 18px 45px rgba(0,0,0,0.08);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.nbfc-flow-panel:hover {
  transform: translateY(-8px);
  box-shadow: 0 28px 60px rgba(0,0,0,0.12);
}

/* Icon */
.nbfc-flow-icon {
  width: 62px;
  height: 62px;
  margin: 0 auto 18px;
  background: linear-gradient(135deg, #264f51, #bf996a);
  color: #ffffff;
  font-size: 1.6rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Text */
.nbfc-flow-panel h3 {
  font-size: 1.2rem;
  color: #264f51;
  margin-bottom: 10px;
}

.nbfc-flow-panel p {
  font-size: 0.95rem;
  color: #555;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 1100px) {
  .nbfc-flow-panels {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 768px) {
  .nbfc-flow-panels {
    grid-template-columns: 1fr;
  }
}








/* Section */
.nbfc-benefits-modern {
  padding: 90px 20px;
  background: linear-gradient(180deg, #ffffff, #f7f5f2);
  font-family: 'Poppins', sans-serif;
}

.nbfc-benefits-container {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.nbfc-benefits-head {
  text-align: center;
  margin-bottom: 65px;
}

.nbfc-benefits-tag {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(191,153,106,0.15);
  color: #bf996a;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  border-radius: 20px;
  margin-bottom: 12px;
}

.nbfc-benefits-head h2 {
  font-size: 2.6rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.nbfc-benefits-head p {
  font-size: 1.1rem;
  color: #555;
  max-width: 780px;
  margin: auto;
  line-height: 1.7;
}

/* Grid */
.nbfc-benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

/* Card */
.nbfc-benefit-box {
  background: #ffffff;
  border-radius: 22px;
  padding: 45px 30px;
  text-align: center;
  box-shadow: 0 18px 45px rgba(0,0,0,0.08);
  transition: all 0.35s ease;
  position: relative;
}

.nbfc-benefit-box::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 22px;
  border: 1px solid rgba(191,153,106,0.35);
  pointer-events: none;
}

.nbfc-benefit-box:hover {
  transform: translateY(-10px);
  box-shadow: 0 30px 70px rgba(38,79,81,0.18);
}

/* Icon */
.nbfc-benefit-icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 22px;
  border-radius: 50%;
  background: linear-gradient(135deg, #264f51, #bf996a);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  font-size: 30px;
}

/* Text */
.nbfc-benefit-box h3 {
  font-size: 1.35rem;
  color: #264f51;
  margin-bottom: 12px;
  font-weight: 600;
}

.nbfc-benefit-box p {
  font-size: 1rem;
  color: #555;
  line-height: 1.65;
}

/* Responsive */
@media (max-width: 1100px) {
  .nbfc-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .nbfc-benefits-grid {
    grid-template-columns: 1fr;
  }
}









/* Section */
.nbfc-eligibility-modern {
  padding: 90px 20px;
  background: linear-gradient(180deg, #ffffff, #f7f5f2);
  font-family: 'Poppins', sans-serif;
}

.nbfc-eligibility-container {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.nbfc-eligibility-head {
  text-align: center;
  margin-bottom: 65px;
}

.nbfc-tag {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(191,153,106,0.15);
  color: #bf996a;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  border-radius: 20px;
  margin-bottom: 12px;
}

.nbfc-eligibility-head h2 {
  font-size: 2.6rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.nbfc-eligibility-head p {
  font-size: 1.1rem;
  color: #555;
  max-width: 760px;
  margin: auto;
  line-height: 1.7;
}

/* Grid */
.nbfc-eligibility-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 35px;
}

/* Card */
.nbfc-eligibility-box {
  background: #ffffff;
  border-radius: 22px;
  padding: 45px 30px;
  text-align: center;
  box-shadow: 0 18px 45px rgba(0,0,0,0.08);
  transition: all 0.35s ease;
  position: relative;
}

.nbfc-eligibility-box::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 22px;
  border: 1px solid rgba(191,153,106,0.35);
  pointer-events: none;
}

.nbfc-eligibility-box:hover {
  transform: translateY(-10px);
  box-shadow: 0 30px 70px rgba(38,79,81,0.18);
}

/* Icon */
.nbfc-icon-circle {
  width: 70px;
  height: 70px;
  margin: 0 auto 22px;
  border-radius: 50%;
  background: linear-gradient(135deg, #264f51, #bf996a);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 30px;
}

/* Text */
.nbfc-eligibility-box h3 {
  font-size: 1.35rem;
  color: #264f51;
  margin-bottom: 12px;
  font-weight: 600;
}

.nbfc-eligibility-box p {
  font-size: 1rem;
  color: #555;
  line-height: 1.65;
}

/* Responsive */
@media (max-width: 992px) {
  .nbfc-eligibility-grid {
    grid-template-columns: 1fr;
  }
}







/* Section */
.nbfc-tips-v3 {
  background: #ffffff;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* Header */
.nbfc-tips-v3 .nbfc-header h2 {
  font-size: 2.6rem;
  text-align: center;
  font-weight: 700;
  margin-bottom: 15px;
  text-transform: uppercase;
}

.nbfc-tips-v3 .nbfc-subtitle {
  text-align: center;
  max-width: 850px;
  margin: 0 auto 60px;
  font-size: 1.1rem;
  color: #555;
}

/* Wrapper */
.nbfc-tips-wrapper {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 50px;
  max-width: 1100px;
  margin: 0 auto;
}

/* Left Content */
.nbfc-tips-content {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.nbfc-tip-row {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.tip-badge {
  background: #bf996a;
  color: #fff;
  font-size: 1.1rem;
  font-weight: 700;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.nbfc-tip-row h3 {
  font-size: 1.4rem;
  margin-bottom: 6px;
  color: #264f51;
}

.nbfc-tip-row p {
  font-size: 1rem;
  color: #555;
  line-height: 1.7;
}

/* Right Box */
.nbfc-tips-box {
  background: #fdf6eb;
  border-radius: 18px;
  padding: 35px;
  height: fit-content;
  border: 1px solid #bf996a;
  box-shadow: 0 15px 40px rgba(0,0,0,0.06);
}

.nbfc-tips-box h3 {
  font-size: 1.7rem;
  margin-bottom: 12px;
  color: #264f51;
}

.nbfc-tips-box p {
  font-size: 1rem;
  color: #264f51;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 900px) {
  .nbfc-tips-wrapper {
    grid-template-columns: 1fr;
  }
}








/* Section */
.nbfc-faq-timeline {
  background: #ffffff;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
}

.nbfc-faq-wrap {
  max-width: 1000px;
  margin: auto;
}

/* Header */
.nbfc-faq-head {
  text-align: center;
  margin-bottom: 70px;
}

.nbfc-faq-head h2 {
  font-size: 2.6rem;
  color: #264f51;
  font-weight: 700;
}

.nbfc-faq-head p {
  color: #555;
  font-size: 1.1rem;
  max-width: 720px;
  margin: 14px auto 0;
}

/* Timeline Track */
.nbfc-faq-track {
  position: relative;
  padding-left: 40px;
}

.nbfc-faq-track::before {
  
  position: absolute;
  left: 8px;
  top: 0;
  bottom: 0;
  width: 3px;
  background: linear-gradient(to bottom, #bf996a, #264f51);
}

/* Block */
.nbfc-faq-block {
  position: relative;
  margin-bottom: 45px;
  cursor: pointer;
}

/* Dot */
.nbfc-faq-dot {
  position: absolute;
  left: -2px;
  top: 18px;
  width: 18px;
  height: 18px;
  background: #bf996a;
  border-radius: 50%;
  box-shadow: 0 0 0 6px #f3f6f6;
}

/* Card */
.nbfc-faq-card {
  background: #f8fbfb;
  border-radius: 16px;
  padding: 28px 30px;
  border: 1px solid #e3eded;
  transition: all 0.3s ease;
}

.nbfc-faq-block:hover .nbfc-faq-card {
  box-shadow: 0 18px 45px rgba(0,0,0,0.08);
}

/* Title */
.nbfc-faq-card h3 {
  font-size: 1.25rem;
  font-weight: 600;
  color: #264f51;
}

/* Answer */
.nbfc-faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}

.nbfc-faq-answer p {
  margin-top: 14px;
  color: #555;
  font-size: 1rem;
  line-height: 1.7;
}

/* Active */
.nbfc-faq-block.active .nbfc-faq-answer {
  max-height: 200px;
}

/* Mobile */
@media (max-width: 768px) {
  .nbfc-faq-track {
    padding-left: 25px;
  }

  .nbfc-faq-card {
    padding: 22px;
  }
}









/* Section */
.ls-testimonial-section {
  padding: 90px 20px;
  background: linear-gradient(135deg, #f7f9fb, #eef3f4);
  font-family: 'Poppins', sans-serif;
}

.ls-container {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.ls-testimonial-header {
  text-align: center;
  margin-bottom: 60px;
}

.ls-testimonial-header h2 {
  font-size: 2.6rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.ls-testimonial-header p {
  font-size: 1.1rem;
  color: #555;
  max-width: 720px;
  margin: auto;
}

/* Grid */
.ls-testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 35px;
}

/* Card */
.ls-testimonial-card {
  background: #ffffff;
  border-radius: 18px;
  padding: 35px 28px;
  position: relative;
  box-shadow: 0 12px 35px rgba(0, 0, 0, 0.08);
  transition: all 0.35s ease;
}

.ls-testimonial-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 20px 45px rgba(38, 79, 81, 0.25);
}

/* Top Section */
.ls-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 22px;
}

.ls-avatar {
  width: 55px;
  height: 55px;
  background: #264f51;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}

.ls-badge {
  background: #bf996a;
  color: #fff;
  padding: 6px 14px;
  font-size: 0.85rem;
  border-radius: 20px;
  font-weight: 500;
}

/* Text */
.ls-testimonial-card h3 {
  font-size: 1.35rem;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 8px;
}

.ls-amount {
  font-size: 1rem;
  font-weight: 600;
  color: #bf996a;
  margin-bottom: 14px;
}

.ls-text {
  font-size: 0.98rem;
  color: #444;
  line-height: 1.7;
}

/* Mobile */
@media (max-width: 768px) {
  .ls-testimonial-header h2 {
    font-size: 2.1rem;
  }
}








/* Section */
.nbfc-cta-section {
  background: #ffffff;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  display: flex;
  justify-content: center;
}

/* CTA Card */
.cta-card {
  background: #fdf6eb; /* soft cream */
  border-radius: 20px;
  border: 2px solid #bf996a;
  padding: 40px 30px;
  max-width: 900px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  box-shadow: 0 10px 25px rgba(191,153,106,0.2);
  gap: 20px;
}

/* Text */
.cta-content h2 {
  font-size: 2rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 12px;
}

.cta-content p {
  font-size: 1.1rem;
  color: #264f51;
  line-height: 1.6;
  max-width: 500px;
}

/* Buttons */
.cta-buttons {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.cta-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 25px;
  font-size: 1rem;
  font-weight: 600;
  border-radius: 50px;
  text-decoration: none;
  transition: all 0.3s ease;
  cursor: pointer;
}

/* Primary Button */
.cta-btn-primary {
  background-color: #264f51;
  color: #ffffff;
  border: 2px solid #264f51;
}

.cta-btn-primary:hover {
  background-color: #ffffff;
  color: #264f51;
  border: 2px solid #264f51;
}

/* Secondary Button */
.cta-btn-secondary {
  background-color: #bf996a;
  color: #264f51;
  border: 2px solid #bf996a;
}

.cta-btn-secondary:hover {
  background-color: #ffffff;
  color: #bf996a;
  border: 2px solid #bf996a;
}

/* Responsive */
@media (max-width: 768px) {
  .cta-card {
    flex-direction: column;
    text-align: center;
  }

  .cta-buttons {
    flex-direction: column;
    width: 100%;
    align-items: center;
  }

  .cta-btn {
    width: 80%;
    max-width: 300px;
  }
}










/* Section */
.prime-ots-section {
  padding: 100px 20px;
  background: #f7fafb;
  font-family: 'Poppins', sans-serif;
}

.prime-ots-container {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.prime-ots-header {
  text-align: center;
  max-width: 850px;
  margin: 0 auto 60px;
}

.prime-ots-header h2 {
  font-size: 2.7rem;
  font-weight: 700;
  color: #1f3f41;
  margin-bottom: 18px;
}

.prime-ots-header p {
  font-size: 1.1rem;
  color: #555;
  line-height: 1.8;
}

/* Grid */
.prime-ots-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
}

/* Card Box */
.prime-ots-box {
  background: #ffffff;
  border-radius: 20px;
  padding: 40px 30px;
  text-align: center;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.06);
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
}

.prime-ots-box:hover {
  transform: translateY(-10px);
  box-shadow: 0 25px 50px rgba(0, 0, 0, 0.12);
}

/* Decorative Top Line */
.prime-ots-box::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 6px;
  background: #264f51;
}

/* Icon */
.prime-ots-icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 20px;
  background: #264f51;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
}

/* Card Title */
.prime-ots-box h4 {
  font-size: 1.3rem;
  font-weight: 600;
  margin-bottom: 15px;
  color: #1f3f41;
}

/* Card Text */
.prime-ots-box p {
  font-size: 1rem;
  color: #666;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 768px) {
  .prime-ots-header h2 {
    font-size: 2rem;
  }
}









/* Section */
.zen-ots-area {
  padding: 100px 20px;
  background: #f4f8f9;
  font-family: 'Poppins', sans-serif;
}

/* Container */
.zen-container {
  max-width: 1100px;
  margin: auto;
}

/* Header */
.zen-ots-header {
  text-align: center;
  margin-bottom: 60px;
}

.zen-ots-header h2 {
  font-size: 2.5rem;
  color: #1e3f41;
  margin-bottom: 15px;
  font-weight: 700;
}

.zen-ots-header p {
  max-width: 750px;
  margin: auto;
  color: #555;
  line-height: 1.7;
}

/* Comparison Strip */
.zen-ots-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  background: #ffffff;
  border-radius: 20px;
  padding: 35px 20px;
  box-shadow: 0 20px 50px rgba(0,0,0,0.06);
  margin-bottom: 80px;
}

.zen-strip-box {
  flex: 1;
  text-align: center;
  padding: 10px 25px;
}

.zen-strip-box h3 {
  font-size: 1.3rem;
  margin: 15px 0 10px;
  color: #1e3f41;
}

.zen-strip-box p {
  color: #555;
  font-size: 0.95rem;
}

.zen-strip-icon {
  width: 60px;
  height: 60px;
  background: #1e3f41;
  color: #fff;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}

.zen-strip-divider {
  width: 2px;
  height: 80px;
  background: #e0e0e0;
}

.zen-strip-box.highlight .zen-strip-icon {
  background: #bf996a;
}

/* Detail Timeline */
.zen-ots-details {
  display: flex;
  flex-direction: column;
  gap: 40px;
}

.zen-detail-item {
  display: flex;
  gap: 25px;
  align-items: flex-start;
}

.zen-detail-icon {
  width: 55px;
  height: 55px;
  background: #bf996a;
  color: #fff;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.zen-detail-item h4 {
  font-size: 1.2rem;
  color: #1e3f41;
  margin-bottom: 8px;
}

.zen-detail-item p {
  color: #555;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 768px) {
  .zen-ots-strip {
    flex-direction: column;
    gap: 30px;
  }

  .zen-strip-divider {
    width: 80%;
    height: 2px;
  }

  .zen-detail-item {
    flex-direction: column;
  }
}









/* Section */
.prime-ots-benefits {
  padding: 100px 20px;
  background: #f4f8f9;
  font-family: 'Poppins', sans-serif;
}

.prime-container {
  max-width: 1200px;
  margin: auto;
  display: flex;
  gap: 80px;
  align-items: center;
}

/* Left Content */
.prime-benefits-left {
  flex: 1;
}

.prime-benefits-left h2 {
  font-size: 2.6rem;
  color: #1e3f41;
  margin-bottom: 20px;
  font-weight: 700;
}

.prime-benefits-left p {
  color: #555;
  line-height: 1.8;
  margin-bottom: 30px;
  font-size: 1.05rem;
}

.prime-benefits-highlight span {
  background: #bf996a;
  color: #fff;
  padding: 12px 25px;
  border-radius: 30px;
  font-size: 0.95rem;
  font-weight: 600;
  display: inline-block;
}

/* Right Side List */
.prime-benefits-right {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 35px;
}

.prime-benefit-item {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.prime-icon-box {
  width: 60px;
  height: 60px;
  background: #1e3f41;
  color: #fff;
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.prime-benefit-item h4 {
  font-size: 1.2rem;
  margin-bottom: 8px;
  color: #1e3f41;
}

.prime-benefit-item p {
  color: #555;
  font-size: 0.95rem;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 992px) {
  .prime-container {
    flex-direction: column;
    gap: 50px;
  }

  .prime-benefits-left {
    text-align: center;
  }
}








/* Section */
.ots-process-section {
  background: #f9f9f9;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* Header */
.ots-process-header h2 {
  font-size: 2.5rem;
  font-weight: 700;
  text-align: center;
  color: #264f51;
  margin-bottom: 15px;
  text-transform: uppercase;
}

.ots-process-subtitle {
  font-size: 1.1rem;
  text-align: center;
  color: #555;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.6;
}

/* Steps Grid */
.ots-steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 60px;
  justify-items: center;
}

/* Step Card */
.ots-step-card {
  background: #ffffff;
  border-radius: 18px;
  padding: 30px 25px;
  text-align: center;
  border: 1px solid #e3e3e3;
  box-shadow: 0 8px 20px rgba(0,0,0,0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ots-step-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 15px 30px rgba(0,0,0,0.1);
}

/* Icon */
.ots-step-icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 28px;
  box-shadow: 0 5px 15px rgba(191,153,106,0.3);
}

/* Heading */
.ots-step-card h3 {
  font-size: 1.3rem;
  margin-bottom: 12px;
  color: #264f51;
  font-weight: 600;
}

/* Description */
.ots-step-card p {
  font-size: 1rem;
  color: #555;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 768px) {
  .ots-steps-grid {
    grid-template-columns: 1fr;
  }

  .ots-step-card {
    padding: 25px 20px;
  }
}









/* Section */
.ots-tips-section {
  background: #f5f7fa;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* Header */
.ots-tips-header h2 {
  font-size: 2.5rem;
  font-weight: 700;
  text-align: center;
  color: #264f51;
  margin-bottom: 15px;
  text-transform: uppercase;
}

.ots-tips-subtitle {
  font-size: 1.1rem;
  text-align: center;
  color: #555;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.6;
}

/* Tips Grid */
.ots-tips-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 30px;
  justify-items: center;
}

/* Tip Card */
.ots-tip-card {
  position: relative;
  background: #ffffff;
  border-radius: 15px;
  padding: 30px 25px 30px 40px;
  text-align: left;
  border-left: 5px solid #bf996a;
  box-shadow: 0 8px 20px rgba(0,0,0,0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ots-tip-card:hover {
  transform: translateY(-8px) rotate(-1deg);
  box-shadow: 0 15px 30px rgba(0,0,0,0.1);
}

/* Icon */
.ots-tip-icon {
  position: absolute;
  top: 50%;
  left: -35px;
  transform: translateY(-50%);
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 28px;
  box-shadow: 0 5px 15px rgba(191,153,106,0.3);
}

/* Text */
.ots-tip-card p {
  font-size: 1rem;
  color: #264f51;
  line-height: 1.6;
  font-weight: 600;
  margin-left: 20px;
}

/* Responsive */
@media (max-width: 768px) {
  .ots-tips-grid {
    grid-template-columns: 1fr;
  }

  .ots-tip-card {
    padding: 30px 25px 30px 80px;
  }

  .ots-tip-icon {
    left: 20px;
    top: 20px;
    transform: none;
  }

  .ots-tip-card p {
    margin-left: 0;
  }
}









/* Section */
.ots-mistakes-section {
  background: #f2f4f7;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* Header */
.ots-mistakes-header h2 {
  font-size: 2.5rem;
  font-weight: 700;
  text-align: center;
  color: #264f51;
  margin-bottom: 15px;
  text-transform: uppercase;
}

.ots-mistakes-subtitle {
  font-size: 1.1rem;
  text-align: center;
  color: #555;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.6;
}

/* Grid */
.ots-mistakes-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
  justify-items: center;
}

/* Card */
.ots-mistake-card {
  position: relative;
  background: linear-gradient(145deg, #fff7f0, #fff2e6);
  border-radius: 20px;
  padding: 60px 25px 25px;
  text-align: center;
  box-shadow: 0 12px 25px rgba(191,153,106,0.2);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ots-mistake-card:hover {
  transform: translateY(-12px) rotate(-1deg);
  box-shadow: 0 25px 50px rgba(191,153,106,0.25);
}

/* Number Badge */
.ots-mistake-number {
  position: absolute;
  top: -20px;
  left: 50%;
  transform: translateX(-50%);
  width: 45px;
  height: 45px;
  background: #bf996a;
  color: #fff;
  font-weight: 700;
  font-size: 18px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 5px 15px rgba(191,153,106,0.3);
}

/* Icon */
.ots-mistake-icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 28px;
  box-shadow: 0 5px 15px rgba(191,153,106,0.3);
}

/* Text */
.ots-mistake-card p {
  font-size: 1rem;
  color: #264f51;
  line-height: 1.6;
  font-weight: 600;
  margin-top: 10px;
}

/* Responsive */
@media (max-width: 768px) {
  .ots-mistakes-grid {
    grid-template-columns: 1fr;
  }

  .ots-mistake-card {
    padding: 60px 20px 25px;
  }

  .ots-mistake-number {
    top: -20px;
  }
}











/* Section */
.ots-faq2-section {
  background: #f9f9f9;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* Header */
.ots-faq2-header h2 {
  font-size: 2.5rem;
  font-weight: 700;
  text-align: center;
  margin-bottom: 15px;
  color: #264f51;
  text-transform: uppercase;
}

.ots-faq2-subtitle {
  font-size: 1.1rem;
  text-align: center;
  color: #555;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.6;
}

/* Accordion */
.ots-faq2-accordion {
  max-width: 900px;
  margin: 0 auto;
}

.faq2-item {
  background: #ffffff;
  border-radius: 15px;
  margin-bottom: 15px;
  overflow: hidden;
  box-shadow: 0 8px 20px rgba(191,153,106,0.1);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.faq2-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 30px rgba(191,153,106,0.15);
}

.faq2-question {
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  padding: 20px 20px 20px 70px;
  font-size: 1.1rem;
  font-weight: 600;
  color: #264f51;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 15px;
  position: relative;
}

.faq2-icon {
  position: absolute;
  left: 20px;
  top: 50%;
  transform: translateY(-50%);
  width: 35px;
  height: 35px;
  border-radius: 50%;
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 18px;
}

.faq2-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
  padding: 0 20px;
  background: #ffffff;
}

.faq2-answer p {
  padding: 15px 0;
  margin: 0;
  font-size: 1rem;
  line-height: 1.6;
  color: #264f51;
}

/* Responsive */
@media (max-width: 768px) {
  .faq2-question {
    font-size: 1rem;
    padding-left: 60px;
  }

  .faq2-answer p {
    font-size: 0.95rem;
  }
}










/* Section */
.ots-success2-section {
  background: #f9f9f9;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

/* Header */
.ots-success2-header h2 {
  font-size: 2.5rem;
  font-weight: 700;
  text-align: center;
  margin-bottom: 15px;
  color: #264f51;
  text-transform: uppercase;
}

.ots-success2-subtitle {
  font-size: 1.1rem;
  text-align: center;
  color: #555;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.6;
}

/* Grid */
.ots-success2-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
  justify-items: center;
}

/* Card */
.ots-success2-card {
  position: relative;
  background: linear-gradient(145deg, #fff7f0, #fdf6eb);
  border-radius: 20px;
  padding: 50px 25px 25px;
  text-align: center;
  box-shadow: 0 12px 25px rgba(191,153,106,0.15);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ots-success2-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 25px 50px rgba(191,153,106,0.25);
}

/* Icon */
.ots-success2-icon {
  position: absolute;
  top: -35px;
  left: 50%;
  transform: translateX(-50%);
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 28px;
  box-shadow: 0 5px 15px rgba(191,153,106,0.3);
}

/* Heading */
.ots-success2-card h3 {
  font-size: 1.3rem;
  color: #264f51;
  margin-bottom: 8px;
  font-weight: 600;
}

/* Amount Highlight */
.success2-amount {
  font-size: 1.1rem;
  color: #bf996a;
  margin-bottom: 12px;
  font-weight: 700;
}

/* Text */
.ots-success2-card p {
  font-size: 1rem;
  color: #264f51;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 768px) {
  .ots-success2-grid {
    grid-template-columns: 1fr;
  }

  .ots-success2-card {
    padding: 60px 20px 25px;
  }

  .ots-success2-icon {
    top: -35px;
  }
}












/* Section */
.ots-cta2-section {
  background: linear-gradient(135deg, #fdf6eb, #fff7f0);
  padding: 80px 20px;
  text-align: center;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
  position: relative;
  overflow: hidden;
}

/* Optional floating shapes */
.ots-cta2-section::before,
.ots-cta2-section::after {
  content: '';
  position: absolute;
  border-radius: 50%;
  opacity: 0.1;
}

.ots-cta2-section::before {
  width: 200px;
  height: 200px;
  background: #bf996a;
  top: -50px;
  left: -50px;
}

.ots-cta2-section::after {
  width: 300px;
  height: 300px;
  background: #bf996a;
  bottom: -100px;
  right: -100px;
}

/* Header */
.ots-cta2-header h2 {
  font-size: 2.5rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 20px;
  text-transform: uppercase;
}

.ots-cta2-subtitle {
  font-size: 1.2rem;
  color: #555;
  margin-bottom: 40px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}

/* Buttons */
.ots-cta2-buttons {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}

.ots-cta2-btn {
  font-size: 1.1rem;
  font-weight: 600;
  padding: 15px 35px;
  border-radius: 50px;
  text-decoration: none;
  transition: all 0.3s ease;
  box-shadow: 0 8px 20px rgba(191,153,106,0.2);
}

/* Primary Button */
.primary-btn {
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  color: #fff;
}

.primary-btn:hover {
  background: linear-gradient(135deg, #bf996a, #a98356);
  transform: translateY(-4px) scale(1.05);
  box-shadow: 0 12px 25px rgba(191,153,106,0.3);
}

/* Secondary Button */
.secondary-btn {
  background: #fff;
  color: #bf996a;
  border: 2px solid #bf996a;
}

.secondary-btn:hover {
  background: linear-gradient(135deg, #f5b26f, #bf996a);
  color: #fff;
  transform: translateY(-4px) scale(1.05);
  box-shadow: 0 12px 25px rgba(191,153,106,0.3);
}

/* Responsive */
@media (max-width: 768px) {
  .ots-cta2-buttons {
    flex-direction: column;
    gap: 15px;
  }
}










.about-home-loan-signature {
  background: #f7f9fb;
  padding: 100px 20px;
  font-family: "Inter", "Poppins", sans-serif;
}

.signature-wrap {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 70px;
  align-items: start;
}

.signature-left {
  border-left: 4px solid #bf996a;
  padding-left: 35px;
}

.signature-label {
  font-size: 13px;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  color: #bf996a;
  font-weight: 600;
}

.signature-left h2 {
  font-size: 42px;
  color: #264f51;
  margin: 14px 0 18px;
  font-weight: 700;
}

.signature-intro {
  font-size: 17px;
  color: #5f6f73;
  line-height: 1.7;
}

.signature-right p {
  font-size: 16.5px;
  color: #444;
  line-height: 1.85;
  margin-bottom: 22px;
}

.signature-points {
  margin-top: 35px;
}

.signature-points .point {
  display: flex;
  gap: 12px;
  margin-bottom: 16px;
}

.signature-points span {
  color: #bf996a;
  font-size: 22px;
  line-height: 1;
}

.signature-points p {
  margin: 0;
  font-size: 15px;
  color: #555;
}

/* Responsive */
@media (max-width: 900px) {
  .signature-wrap {
    grid-template-columns: 1fr;
  }
  .signature-left {
    border-left: none;
    border-top: 3px solid #bf996a;
    padding-left: 0;
    padding-top: 25px;
  }
}









.home-loan-process-luxury {
  background: #ffffff;
  padding: 100px 20px;
  font-family: "Inter", "Poppins", sans-serif;
}

.process-container {
  max-width: 1100px;
  margin: auto;
}

.process-header {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 70px;
}

.process-label {
  font-size: 13px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #bf996a;
  font-weight: 600;
}

.process-header h2 {
  font-size: 42px;
  color: #264f51;
  font-weight: 700;
  margin: 14px 0 16px;
}

.process-header p {
  font-size: 17px;
  color: #5f6f73;
  line-height: 1.7;
}

.process-steps {
  border-left: 2px solid rgba(38, 79, 81, 0.15);
  padding-left: 40px;
}

.process-step {
  display: flex;
  gap: 30px;
  margin-bottom: 55px;
  position: relative;
}

.process-step:last-child {
  margin-bottom: 0;
}

.step-count {
  min-width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #264f51;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 600;
  position: absolute;
  left: -67px;
  top: 0;
}

.step-content h3 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 8px;
  font-weight: 600;
}

.step-content p {
  font-size: 15.5px;
  color: #555;
  line-height: 1.75;
}

/* Responsive */
@media (max-width: 900px) {
  .process-steps {
    padding-left: 25px;
  }

  .step-count {
    left: -55px;
  }

  .process-header h2 {
    font-size: 34px;
  }
}








.home-loan-process-flow {
  background: #f7f9fb;
  padding: 100px 20px;
  font-family: "Inter", "Poppins", sans-serif;
}

.flow-container {
  max-width: 1300px;
  margin: auto;
}

.flow-header {
  max-width: 850px;
  margin-bottom: 70px;
}

.flow-tag {
  font-size: 13px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #bf996a;
  font-weight: 600;
}

.flow-header h2 {
  font-size: 42px;
  color: #264f51;
  margin: 12px 0 16px;
  font-weight: 700;
}

.flow-header p {
  font-size: 17px;
  color: #5f6f73;
  line-height: 1.7;
}

.flow-steps {
  display: flex;
  align-items: stretch;
  gap: 0;
  flex-wrap: wrap;
}

.flow-step {
  background: #ffffff;
  flex: 1;
  min-width: 220px;
  padding: 40px 30px;
  text-align: center;
  position: relative;
}

.flow-step:first-child {
  border-radius: 16px 0 0 16px;
}

.flow-step:last-child {
  border-radius: 0 16px 16px 0;
}

.flow-step h3 {
  font-size: 18px;
  color: #264f51;
  margin-bottom: 10px;
  font-weight: 600;
}

.flow-step p {
  font-size: 14.5px;
  color: #555;
  line-height: 1.6;
}

.flow-icon {
  width: 58px;
  height: 58px;
  background: linear-gradient(135deg, #264f51, #1f3f41);
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin: 0 auto 18px;
}

.flow-line {
  width: 2px;
  background: #bf996a;
}

/* Responsive */
@media (max-width: 992px) {
  .flow-steps {
    flex-direction: column;
  }
  .flow-line {
    width: 100%;
    height: 2px;
  }
  .flow-step {
    border-radius: 16px;
  }
}










.why-choose-authority {
  background: #f7f9fb;
  padding: 110px 20px;
  font-family: "Inter", "Poppins", sans-serif;
}

.authority-wrapper {
  max-width: 1250px;
  margin: auto;
}

.authority-head {
  max-width: 760px;
  margin-bottom: 70px;
}

.authority-head h2 {
  font-size: 42px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 14px;
}

.authority-head p {
  font-size: 17px;
  color: #5f6f73;
  line-height: 1.7;
}

.authority-points {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  margin-bottom: 80px;
}

.authority-item {
  padding: 10px 6px;
}

.authority-icon {
  width: 54px;
  height: 54px;
  background: rgba(191,153,106,0.15);
  color: #bf996a;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 18px;
}

.authority-item h3 {
  font-size: 18px;
  color: #264f51;
  margin-bottom: 8px;
  font-weight: 600;
}

.authority-item p {
  font-size: 14.8px;
  color: #555;
  line-height: 1.6;
}

/* Trust Strip */
.authority-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  border-top: 1px solid #e3e7ea;
  padding-top: 40px;
}

.strip-box {
  text-align: center;
}

.strip-box strong {
  display: block;
  font-size: 26px;
  color: #264f51;
  font-weight: 700;
}

.strip-box span {
  font-size: 13.5px;
  color: #666;
}

.strip-box.highlight strong {
  color: #bf996a;
}

/* Responsive */
@media (max-width: 1024px) {
  .authority-points {
    grid-template-columns: 1fr 1fr;
  }
  .authority-strip {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .authority-points {
    grid-template-columns: 1fr;
  }
  .authority-strip {
    grid-template-columns: 1fr;
  }
}










.faq-editorial {
  background: #f7f9fb;
  padding: 110px 20px;
  font-family: "Inter", "Poppins", sans-serif;
}

.faq-editorial-wrap {
  max-width: 1050px;
  margin: auto;
}

.faq-editorial-head {
  max-width: 760px;
  margin-bottom: 70px;
}

.faq-editorial-head h2 {
  font-size: 42px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 14px;
}

.faq-editorial-head p {
  font-size: 16.8px;
  color: #5f6f73;
  line-height: 1.7;
}

.faq-editorial-list {
  display: grid;
  gap: 34px;
}

.faq-panel {
  background: #ffffff;
  padding: 34px 40px;
  border-left: 5px solid #bf996a;
}

.faq-panel h3 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 12px;
  font-weight: 600;
}

.faq-panel p {
  font-size: 15.5px;
  color: #555;
  line-height: 1.75;
  max-width: 900px;
}

/* Responsive */
@media (max-width: 600px) {
  .faq-editorial-head h2 {
    font-size: 32px;
  }

  .faq-panel {
    padding: 26px 22px;
  }

  .faq-panel h3 {
    font-size: 18px;
  }
}












.case-outcome {
  background: #ffffff;
  padding: 120px 20px;
  font-family: "Inter", "Poppins", sans-serif;
}

.outcome-wrapper {
  max-width: 1250px;
  margin: auto;
}

.outcome-head {
  max-width: 780px;
  margin-bottom: 90px;
}

.outcome-head h2 {
  font-size: 42px;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 14px;
}

.outcome-head p {
  font-size: 16.8px;
  color: #5f6f73;
  line-height: 1.7;
}

.outcome-case {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 60px;
  padding: 50px 0;
  border-top: 1px solid #e3e7ea;
}

.outcome-summary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 26px;
}

.outcome-summary .label {
  font-size: 12.5px;
  color: #777;
  text-transform: uppercase;
  letter-spacing: 0.6px;
}

.outcome-summary strong {
  display: block;
  font-size: 20px;
  color: #264f51;
  margin-top: 6px;
}

.outcome-summary .highlight {
  color: #bf996a;
}

.outcome-story h3 {
  font-size: 21px;
  color: #264f51;
  margin-bottom: 14px;
  font-weight: 600;
}

.outcome-story p {
  font-size: 15.5px;
  color: #555;
  line-height: 1.75;
  margin-bottom: 16px;
  max-width: 820px;
}

.outcome-story blockquote {
  font-size: 15px;
  color: #444;
  border-left: 3px solid #bf996a;
  padding-left: 14px;
  font-style: italic;
}

/* Responsive */
@media (max-width: 900px) {
  .outcome-case {
    grid-template-columns: 1fr;
    gap: 34px;
  }
}

@media (max-width: 520px) {
  .outcome-head h2 {
    font-size: 32px;
  }
}










.hl-cta-strip {
  background: #ffffff;
  padding: 70px 20px;
  border-top: 1px solid #eaeaea;
  border-bottom: 1px solid #eaeaea;
}

.hl-cta-inner {
  max-width: 1200px;
  margin: auto;
  text-align: center;
}

.hl-cta-inner h2 {
  font-size: 42px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 18px;
  letter-spacing: 0.5px;
}

.hl-cta-inner p {
  font-size: 18px;
  color: #444;
  max-width: 900px;
  margin: 0 auto 40px;
  line-height: 1.6;
}

.hl-cta-buttons {
  display: flex;
  justify-content: center;
  gap: 25px;
  flex-wrap: wrap;
}

.hl-btn-primary {
  background: #bf996a;
  color: #ffffff;
  padding: 16px 42px;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
}

.hl-btn-primary:hover {
  background: #a88255;
}

.hl-btn-outline {
  background: transparent;
  color: #bf996a;
  padding: 16px 42px;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  border: 2px solid #bf996a;
}

.hl-btn-outline:hover {
  background: #bf996a;
  color: #ffffff;
}










.vls-hero-luxury {
  background: #f7f9fb;
  padding: 110px 20px;
  border-bottom: 1px solid #e2e6ea;
}

.vlslux-container {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 60px;
  align-items: center;
}

/* Left Content */
.vlslux-eyebrow {
  display: inline-block;
  font-size: 13px;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #bf996a;
  margin-bottom: 14px;
}

.vlslux-content h1 {
  font-size: 42px;
  line-height: 1.25;
  color: #264f51;
  margin-bottom: 18px;
}

.vlslux-content h1 span {
  display: block;
  font-size: 20px;
  font-weight: 500;
  color: #555;
  margin-top: 8px;
}

.vlslux-desc {
  font-size: 16px;
  line-height: 1.75;
  color: #444;
  max-width: 720px;
  margin-bottom: 28px;
}

.vlslux-trust {
  list-style: none;
  padding: 0;
  margin: 0 0 34px;
}

.vlslux-trust li {
  position: relative;
  padding-left: 26px;
  margin-bottom: 10px;
  font-size: 15px;
  color: #264f51;
}

.vlslux-trust li::before {
  content: "•";
  position: absolute;
  left: 0;
  font-size: 28px;
  line-height: 1;
  color: #bf996a;
}

/* CTA */
.vlslux-btn {
  display: inline-block;
  padding: 15px 36px;
  background: #264f51;
  color: #ffffff;
  font-weight: 600;
  text-decoration: none;
  border-radius: 4px;
  transition: all 0.3s ease;
}

.vlslux-btn:hover {
  background: #1f3f40;
}

/* Right Panel */
.vlslux-panel-box {
  background: #ffffff;
  padding: 38px;
  border-left: 4px solid #bf996a;
  box-shadow: 0 20px 45px rgba(0,0,0,0.08);
}

.vlslux-panel-box h3 {
  font-size: 22px;
  color: #264f51;
  margin-bottom: 14px;
}

.vlslux-panel-box p {
  font-size: 15px;
  line-height: 1.65;
  color: #555;
  margin-bottom: 26px;
}

.vlslux-panel-meta {
  display: flex;
  justify-content: space-between;
}

.vlslux-panel-meta strong {
  font-size: 22px;
  color: #bf996a;
  display: block;
}

.vlslux-panel-meta span {
  font-size: 13px;
  color: #666;
}

/* Responsive */
@media (max-width: 900px) {
  .vlslux-container {
    grid-template-columns: 1fr;
  }

  .vlslux-content h1 {
    font-size: 32px;
  }
}









.vehicle-settlement-info {
  background: #f7f9fb;
  padding: 80px 20px;
}

.vehicle-info-wrap {
  max-width: 1200px;
  margin: auto;
}

.vehicle-info-wrap h2 {
  text-align: center;
  font-size: 36px;
  color: #264f51;
  margin-bottom: 25px;
}

.vehicle-intro {
  text-align: center;
  font-size: 17px;
  color: #444;
  max-width: 900px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

.vehicle-compare-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 30px;
  margin-bottom: 40px;
}

.vehicle-card {
  background: #ffffff;
  padding: 30px;
  border-radius: 14px;
  box-shadow: 0 18px 35px rgba(0,0,0,0.08);
}

.vehicle-card h4 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 15px;
}

.vehicle-card ul {
  padding-left: 18px;
}

.vehicle-card ul li {
  font-size: 15px;
  color: #555;
  margin-bottom: 10px;
}

.vehicle-card.highlight {
  border: 2px solid #bf996a;
}

.vehicle-note {
  background: #ffffff;
  padding: 30px;
  border-left: 5px solid #bf996a;
  border-radius: 10px;
}

.vehicle-note p {
  font-size: 16px;
  color: #444;
  line-height: 1.7;
  margin-bottom: 12px;
}








.vehicle-eligibility {
  background: #ffffff;
  padding: 80px 20px;
}

.vehicle-eligibility-wrap {
  max-width: 1200px;
  margin: auto;
}

.vehicle-eligibility h2 {
  text-align: center;
  font-size: 36px;
  color: #264f51;
  margin-bottom: 20px;
}

.vehicle-eligibility-intro {
  text-align: center;
  font-size: 17px;
  color: #444;
  max-width: 900px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

.eligibility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 30px;
  margin-bottom: 50px;
}

.eligibility-card {
  background: #f7f9fb;
  padding: 30px;
  border-radius: 14px;
  text-align: center;
  box-shadow: 0 15px 30px rgba(0,0,0,0.08);
}

.eligibility-icon {
  font-size: 36px;
  display: block;
  margin-bottom: 15px;
}

.eligibility-card h4 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 10px;
}

.eligibility-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

.when-opt-section {
  background: #f7f9fb;
  padding: 35px;
  border-radius: 16px;
  border-left: 5px solid #bf996a;
}

.when-opt-section h3 {
  font-size: 24px;
  color: #264f51;
  margin-bottom: 20px;
}

.when-opt-list {
  list-style: none;
  padding: 0;
}

.when-opt-list li {
  font-size: 16px;
  color: #444;
  margin-bottom: 12px;
}










.vl-benefit-risk {
  background: #f7f9fb;
  padding: 90px 20px;
}

.vl-br-wrapper {
  max-width: 1200px;
  margin: auto;
}

.vl-br-wrapper h2 {
  text-align: center;
  font-size: 36px;
  color: #264f51;
  margin-bottom: 18px;
}

.vl-br-intro {
  text-align: center;
  font-size: 16px;
  color: #444;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.7;
}

.vl-br-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 40px;
}

.vl-br-box {
  background: #ffffff;
  padding: 35px;
  border-radius: 18px;
  box-shadow: 0 18px 36px rgba(0,0,0,0.08);
}

.vl-br-box h3 {
  font-size: 24px;
  margin-bottom: 20px;
}

.vl-br-box ul {
  list-style: none;
  padding: 0;
}

.vl-br-box ul li {
  font-size: 15px;
  color: #555;
  margin-bottom: 14px;
  line-height: 1.6;
}

.vl-br-box.benefits h3 {
  color: #264f51;
}

.vl-br-box.risks h3 {
  color: #a33a3a;
}

.vl-br-note {
  background: #ffffff;
  margin-top: 50px;
  padding: 30px;
  border-left: 5px solid #bf996a;
  border-radius: 12px;
}

.vl-br-note p {
  font-size: 15px;
  color: #444;
  line-height: 1.7;
}









.vls-faq-modern-v2 {
  background: #f7f8fa;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.vlsfaq-v2-container {
  max-width: 900px;
  margin: auto;
}

/* Header */
.vlsfaq-v2-header h2 {
  text-align: center;
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 15px;
  color: #264f51;
}

.vlsfaq-v2-header p {
  text-align: center;
  font-size: 1.1rem;
  color: #555;
  margin-bottom: 50px;
  line-height: 1.6;
}

/* Accordion Item */
.vlsfaq-v2-item {
  background: #fff;
  border-radius: 15px;
  margin-bottom: 15px;
  box-shadow: 0 6px 18px rgba(0,0,0,0.05);
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.vlsfaq-v2-item:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 25px rgba(0,0,0,0.1);
}

/* Question */
.vlsfaq-v2-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
  padding: 18px 20px;
  background: transparent;
  border: none;
  cursor: pointer;
  font-weight: 600;
  font-size: 1.1rem;
}

.vlsfaq-v2-left {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* Left Icon */
.vlsfaq-v2-icon {
  width: 45px;
  height: 45px;
  background: #bf996a;
  color: #fff;
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}

/* Toggle + / - */
.vlsfaq-v2-toggle {
  font-size: 1.5rem;
  color: #bf996a;
  transition: transform 0.3s ease;
}

.vlsfaq-v2-item.open .vlsfaq-v2-toggle {
  transform: rotate(45deg);
}

/* Answer */
.vlsfaq-v2-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
  padding: 0 20px;
  background: #fdfcf6;
}

.vlsfaq-v2-answer p {
  margin: 15px 0;
  font-size: 1rem;
  line-height: 1.6;
  color: #264f51;
}

.vlsfaq-v2-item.open .vlsfaq-v2-answer {
  max-height: 500px;
  padding: 15px 20px;
}

/* Responsive */
@media (max-width: 768px) {
  .vlsfaq-v2-header h2 {
    font-size: 28px;
  }
  .vlsfaq-v2-question {
    font-size: 1rem;
  }
  .vlsfaq-v2-answer p {
    font-size: 0.95rem;
  }
}










.ls360-why-choose-v2 {
  background: #f7f8fa;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.ls360-v2-wrapper {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.ls360-v2-header h2 {
  text-align: center;
  font-size: 2.5rem;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 15px;
}

.ls360-v2-intro {
  text-align: center;
  font-size: 1.1rem;
  color: #555;
  max-width: 900px;
  margin: 0 auto 60px;
  line-height: 1.7;
}

/* Points Grid */
.ls360-v2-points {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

/* Individual Point Card */
.ls360-v2-point {
  background: #fff;
  border-radius: 20px;
  padding: 35px 25px;
  text-align: center;
  box-shadow: 0 12px 25px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ls360-v2-point:hover {
  transform: translateY(-6px);
  box-shadow: 0 18px 36px rgba(0,0,0,0.15);
}

/* Icon Circle */
.ls360-v2-icon {
  width: 60px;
  height: 60px;
  background: #bf996a;
  color: #fff;
  border-radius: 50%;
  font-size: 1.5rem;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 0 auto 15px;
}

/* Heading */
.ls360-v2-point h4 {
  font-size: 1.25rem;
  font-weight: 600;
  margin-bottom: 12px;
  color: #264f51;
}

/* Description */
.ls360-v2-point p {
  font-size: 1rem;
  color: #555;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 768px) {
  .ls360-v2-points {
    grid-template-columns: 1fr;
  }
  .ls360-v2-header h2 {
    font-size: 28px;
  }
}








.ah-hero-v2 {
  background: #f7f9fb;
  padding: 90px 20px;
}

.ah-container {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  align-items: center;
}

.ah-left h1 {
  font-size: 42px;
  line-height: 1.25;
  color: #264f51;
  margin-bottom: 20px;
}

.ah-subtext {
  font-size: 17px;
  line-height: 1.7;
  color: #333;
  margin-bottom: 25px;
}

.ah-points {
  list-style: none;
  padding: 0;
}

.ah-points li {
  font-size: 15px;
  margin-bottom: 12px;
  color: #264f51;
  font-weight: 600;
}

.ah-right .ah-card {
  background: #ffffff;
  border-radius: 18px;
  padding: 35px;
  box-shadow: 0 20px 50px rgba(0,0,0,0.08);
  border-top: 6px solid #bf996a;
}

.ah-card h3 {
  font-size: 22px;
  color: #264f51;
  margin-bottom: 10px;
}

.ah-card p {
  font-size: 15px;
  color: #555;
  margin-bottom: 25px;
}

.ah-btn {
  display: block;
  text-align: center;
  background: #264f51;
  color: #ffffff;
  padding: 15px 20px;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  text-decoration: none;
  transition: 0.3s ease;
}

.ah-btn:hover {
  background: #1e3e40;
}

.ah-note {
  display: block;
  margin-top: 15px;
  font-size: 13px;
  color: #777;
  text-align: center;
}

@media (max-width: 900px) {
  .ah-container {
    grid-template-columns: 1fr;
  }

  .ah-left h1 {
    font-size: 32px;
  }
}









.ah-definition {
  background: #ffffff;
  padding: 80px 20px;
}

.ah-wrapper {
  max-width: 1000px;
  margin: auto;
}

.ah-heading h2 {
  font-size: 34px;
  color: #264f51;
  margin-bottom: 10px;
  line-height: 1.3;
}

.ah-intro {
  font-size: 16px;
  color: #666;
  max-width: 700px;
  margin-bottom: 35px;
}

.ah-content p {
  font-size: 16.5px;
  line-height: 1.8;
  color: #333;
  margin-bottom: 22px;
}

.ah-content strong {
  color: #264f51;
  font-weight: 700;
}

@media (max-width: 768px) {
  .ah-heading h2 {
    font-size: 28px;
  }

  .ah-content p {
    font-size: 15.5px;
  }
}










.harassment-types-v2 {
  background: #ffffff;
  padding: 90px 20px;
}

.ht-container {
  max-width: 1100px;
  margin: auto;
}

.ht-header {
  max-width: 850px;
  margin-bottom: 50px;
}

.ht-header h2 {
  font-size: 34px;
  color: #264f51;
  margin-bottom: 12px;
}

.ht-header p {
  font-size: 16px;
  color: #555;
  line-height: 1.7;
}

.ht-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 35px;
}

.ht-item {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  padding: 28px;
  border-radius: 18px;
  background: #f7f9fb;
  border-left: 5px solid #bf996a;
}

.ht-icon {
  font-size: 34px;
  line-height: 1;
}

.ht-text h3 {
  font-size: 18px;
  color: #264f51;
  margin-bottom: 6px;
}

.ht-text p {
  font-size: 15px;
  line-height: 1.6;
  color: #444;
}

@media (max-width: 768px) {
  .ht-list {
    grid-template-columns: 1fr;
  }

  .ht-header h2 {
    font-size: 28px;
  }
}










.legal-authority {
  background: #f7f9fb;
  padding: 80px 20px;
}

.la-container {
  max-width: 1100px;
  margin: auto;
}

.la-header {
  text-align: center;
  margin-bottom: 50px;
}

.la-header h2 {
  font-size: 34px;
  color: #264f51;
  margin-bottom: 10px;
}

.la-header p {
  font-size: 16px;
  color: #555;
  line-height: 1.7;
  max-width: 700px;
  margin: auto;
}

.la-content {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

.la-item {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  background: #ffffff;
  padding: 28px;
  border-radius: 16px;
  box-shadow: 0 15px 35px rgba(0,0,0,0.08);
  transition: transform 0.3s ease;
}

.la-item:hover {
  transform: translateY(-5px);
}

.la-icon {
  font-size: 32px;
  line-height: 1;
  color: #bf996a;
  flex-shrink: 0;
}

.la-text h3 {
  font-size: 18px;
  color: #264f51;
  margin-bottom: 6px;
}

.la-text p {
  font-size: 15px;
  line-height: 1.6;
  color: #444;
}

@media (max-width: 992px) {
  .la-content {
    grid-template-columns: 1fr;
  }

  .la-header h2 {
    font-size: 28px;
  }
}












.ahs-process-section {
  background: #f7f9fb;
  padding: 80px 20px;
}

.ahs-container {
  max-width: 1200px;
  margin: auto;
}

.ahs-header {
  text-align: center;
  margin-bottom: 60px;
}

.ahs-header h2 {
  font-size: 34px;
  color: #264f51;
  margin-bottom: 12px;
}

.ahs-header p {
  font-size: 16px;
  line-height: 1.7;
  color: #555;
  max-width: 750px;
  margin: auto;
}

.ahs-steps {
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.ahs-step {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: #ffffff;
  padding: 28px;
  border-radius: 16px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  transition: transform 0.3s ease;
}

.ahs-step:hover {
  transform: translateY(-5px);
}

.ahs-step-number {
  font-size: 20px;
  font-weight: 700;
  color: #ffffff;
  background: #bf996a;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  flex-shrink: 0;
}

.ahs-step-icon {
  font-size: 28px;
  color: #264f51;
  flex-shrink: 0;
}

.ahs-step-text h3 {
  font-size: 18px;
  color: #264f51;
  margin-bottom: 6px;
}

.ahs-step-text p {
  font-size: 15px;
  line-height: 1.6;
  color: #444;
}

@media (max-width: 768px) {
  .ahs-steps {
    flex-direction: column;
  }
  
  .ahs-header h2 {
    font-size: 28px;
  }
}







.ahs-faq-section-v5 {
  background: #f9fafc;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
}

.ahs-container-v5 {
  max-width: 950px;
  margin: auto;
}

.ahs-faq-header-v5 {
  text-align: center;
  margin-bottom: 60px;
}

.ahs-faq-header-v5 h2 {
  font-size: 2.5rem;
  color: #264f51;
  font-weight: 700;
  margin-bottom: 10px;
}

.ahs-faq-header-v5 p {
  font-size: 1.1rem;
  color: #555;
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.7;
}

/* Accordion Cards */
.ahs-faq-accordion-v5 {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.ahs-faq-item-v5 {
  background: linear-gradient(120deg, #ffffff, #f2f5f8);
  border-radius: 14px;
  box-shadow: 0 6px 25px rgba(0,0,0,0.08);
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ahs-faq-item-v5:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(0,0,0,0.12);
}

.ahs-faq-question-v5 {
  width: 100%;
  padding: 18px 25px;
  font-size: 1.1rem;
  font-weight: 600;
  text-align: left;
  border: none;
  background: transparent;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  transition: background 0.3s ease;
}

.ahs-faq-icon-v5 {
  font-size: 20px;
  color: #bf996a;
  transition: transform 0.3s ease;
}

/* Rotate icon on open */
.ahs-faq-item-v5.active .ahs-faq-icon-v5 {
  transform: rotate(90deg);
}

/* Answer */
.ahs-faq-answer-v5 {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 25px;
}

.ahs-faq-answer-v5 p {
  margin: 15px 0;
  font-size: 1rem;
  line-height: 1.7;
  color: #333;
}

.ahs-faq-item-v5.active .ahs-faq-answer-v5 {
  max-height: 500px;
  padding: 15px 25px;
}

/* Responsive */
@media (max-width: 768px) {
  .ahs-faq-header-v5 h2 {
    font-size: 28px;
  }
  .ahs-faq-question-v5 {
    font-size: 1rem;
    padding: 15px 20px;
  }
}










.ahs-why-choose-v2 {
  background: #f8faff;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.ahs-container-v2 {
  max-width: 1200px;
  margin: auto;
}

.ahs-header-v2 {
  text-align: center;
  margin-bottom: 70px;
}

.ahs-header-v2 h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 15px;
}

.ahs-header-v2 p {
  font-size: 16.5px;
  line-height: 1.7;
  color: #555;
  max-width: 800px;
  margin: 0 auto;
}

/* Features Grid */
.ahs-features-grid-v2 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

/* Feature Card */
.ahs-feature-v2 {
  background: linear-gradient(145deg, #ffffff, #e6f0fc);
  border-radius: 20px;
  padding: 35px 25px;
  text-align: center;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ahs-feature-v2:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 35px rgba(0,0,0,0.12);
}

/* Icon */
.ahs-feature-icon-v2 {
  width: 70px;
  height: 70px;
  background: #bf996a;
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 0 auto 20px;
  font-size: 32px;
  color: #fff;
  transition: transform 0.3s ease, background 0.3s ease;
}

.ahs-feature-v2:hover .ahs-feature-icon-v2 {
  transform: scale(1.1);
  background: #a98356;
}

/* Title & Text */
.ahs-feature-v2 h3 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 12px;
  font-weight: 600;
}

.ahs-feature-v2 p {
  font-size: 15px;
  color: #444;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 1024px) {
  .ahs-features-grid-v2 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .ahs-features-grid-v2 {
    grid-template-columns: 1fr;
  }
  .ahs-header-v2 h2 {
    font-size: 28px;
  }
}










.hero-breadcrumb {
  width: 100%;
  height: 250px;
  background-image: url('/assets/images/breadcumb.avif'); /* replace with actual image */
  background-size: cover;
  background-position: center;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Dark overlay for readability */
.hero-breadcrumb .overlay {
  background-color: rgba(38, 79, 81, 0.5); /* semi-transparent overlay */
  width: 100%;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
  padding: 0 20px;
}

/* Page title */
.hero-breadcrumb h1 {
  color: #f7f9fb;
  font-size: 48px;
  font-weight: 700;
  margin: 0 0 15px;
}

/* Breadcrumb navigation */
.hero-breadcrumb .breadcrumb-nav {
  color: #bf996a;
  font-size: 16px;
  font-weight: 500;
}

.hero-breadcrumb .breadcrumb-nav a {
  color: #bf996a;
  text-decoration: none;
  margin: 0 5px;
  transition: color 0.3s;
}

.hero-breadcrumb .breadcrumb-nav a:hover {
  color: #f7f9fb;
}

.hero-breadcrumb .breadcrumb-nav span {
  margin: 0 5px;
  color: #f7f9fb;
}








.about-premium {
  padding: 100px 20px;
  background: #f9fafb;
  font-family: 'Poppins', sans-serif;
}

.about-premium-wrapper {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  max-width: 1200px;
  margin: 0 auto;
  gap: 50px;
}

.about-premium-text {
  flex: 1 1 550px;
}

.about-premium-subtitle {
  text-transform: uppercase;
  font-size: 14px;
  color: #7a8a91;
  letter-spacing: 1px;
  margin-bottom: 10px;
}

.about-premium-text h2 {
  font-size: 36px;
  color: #1f3d45;
  margin-bottom: 20px;
  line-height: 1.3;
}

.about-premium-text p {
  font-size: 16px;
  color: #4b5d5e;
  line-height: 1.8;
  margin-bottom: 15px;
}

.about-premium-text ul {
  list-style: none;
  padding: 0;
  margin: 20px 0;
}

.about-premium-text ul li {
  font-size: 16px;
  margin-bottom: 10px;
  color: #1f3d45;
  position: relative;
  padding-left: 25px;
}

.about-premium-text ul li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #bf996a;
  font-weight: bold;
}

.about-premium-btn {
  display: inline-block;
  padding: 14px 30px;
  background: linear-gradient(135deg, #bf996a, #e0c18c);
  color: #fff;
  text-decoration: none;
  border-radius: 8px;
  font-weight: 600;
  margin-top: 20px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.about-premium-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.12);
}

/* Image */
.about-premium-image {
  flex: 1 1 450px;
  display: flex;
  justify-content: center;
}

.about-premium-image img {
  width: 100%;
  max-width: 450px;
  border-radius: 15px;
  object-fit: cover;
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
}

/* Responsive */
@media (max-width: 900px) {
  .about-premium-wrapper {
    flex-direction: column-reverse;
    text-align: center;
  }

  .about-premium-image img {
    max-width: 300px;
  }
}








.cs-hero-new {
  background: #f0f8ff;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.cs-new-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1200px;
  margin: auto;
  flex-wrap: wrap;
  gap: 40px;
}

/* Left Side */
.cs-new-left {
  flex: 1 1 550px;
}

.cs-new-left h1 {
  font-size: 42px;
  font-weight: 700;
  margin-bottom: 20px;
}

.cs-new-left p {
  font-size: 18px;
  margin-bottom: 35px;
  line-height: 1.6;
  color: #444;
}

/* CTA Buttons */
.cs-new-cta {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 30px;
}

.cs-btn-new-primary {
  background: #264f51;
  color: #fff;
  padding: 16px 40px;
  border-radius: 50px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}

.cs-btn-new-primary:hover {
  background: #1e3e40;
  transform: translateY(-3px);
}

.cs-btn-new-secondary {
  background: #fff;
  color: #264f51;
  border: 2px solid #264f51;
  padding: 16px 40px;
  border-radius: 50px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}

.cs-btn-new-secondary:hover {
  background: #264f51;
  color: #fff;
  transform: translateY(-3px);
}

/* Trust Badges */
.cs-new-trust {
  display: flex;
  gap: 15px;
  flex-wrap: wrap;
}

.cs-trust-badge {
  display: flex;
  align-items: center;
  gap: 6px;
  background: #e0f2ff;
  padding: 8px 15px;
  border-radius: 25px;
  font-size: 14px;
  font-weight: 600;
  color: #264f51;
}

/* Right Side Image */
.cs-new-right {
  flex: 1 1 450px;
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.cs-image-wrapper {
  position: relative;
  border-radius: 25px;
  overflow: hidden;
  box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

.cs-image-wrapper img {
  width: 100%;
  border-radius: 25px;
}

/* Floating Icons */
.cs-floating-icons {
  position: absolute;
  top: -20px;
  right: -20px;
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.cs-f-icon {
  background: #bf996a;
  color: #fff;
  padding: 12px;
  border-radius: 50%;
  font-size: 18px;
  display: inline-flex;
  justify-content: center;
  align-items: center;
  box-shadow: 0 6px 15px rgba(0,0,0,0.2);
  transition: transform 0.3s ease;
}

.cs-f-icon:hover {
  transform: scale(1.2);
}

/* Responsive */
@media (max-width: 1024px) {
  .cs-new-container {
    flex-direction: column-reverse;
    text-align: center;
  }

  .cs-new-left h1 {
    font-size: 34px;
  }

  .cs-new-left p {
    font-size: 16px;
  }

  .cs-new-right {
    margin-bottom: 30px;
  }
}









.csr-v2-section {
  background: #f4f7fa;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.csr-v2-container {
  max-width: 1100px;
  margin: auto;
}

/* Header */
.csr-v2-header {
  text-align: center;
  margin-bottom: 70px;
}

.csr-v2-header h2 {
  font-size: 36px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 15px;
}

.csr-v2-header p {
  font-size: 18px;
  line-height: 1.7;
  color: #555;
  max-width: 800px;
  margin: auto;
}

/* Points Grid */
.csr-v2-points {
  display: flex;
  flex-direction: column;
  gap: 40px;
}

/* Individual Point */
.csr-v2-point {
  display: flex;
  align-items: flex-start;
  gap: 25px;
  background: #ffffff;
  padding: 30px 25px;
  border-radius: 16px;
  box-shadow: 0 15px 35px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.csr-v2-point:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.12);
}

/* Icon */
.csr-v2-icon {
  font-size: 42px;
  color: #bf996a;
  flex-shrink: 0;
  margin-top: 5px;
}

/* Content */
.csr-v2-content h3 {
  font-size: 22px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

.csr-v2-content p {
  font-size: 16px;
  line-height: 1.8;
  color: #444;
}

/* Responsive */
@media (max-width: 1024px) {
  .csr-v2-point {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .csr-v2-icon {
    margin-bottom: 15px;
  }
}







.csr-low-section {
  background: #f7f9fb;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.csr-low-container {
  max-width: 1000px;
  margin: auto;
}

/* Header */
.csr-low-header {
  text-align: center;
  margin-bottom: 60px;
}

.csr-low-header h2 {
  font-size: 32px;
  font-weight: 700;
  color: #264f51;
  margin-bottom: 15px;
}

.csr-low-header p {
  font-size: 16px;
  color: #555;
  line-height: 1.7;
  max-width: 750px;
  margin: auto;
}

/* Bullet Points */
.csr-low-points {
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.csr-low-point {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: #ffffff;
  padding: 20px 25px;
  border-radius: 12px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.csr-low-point:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 30px rgba(0,0,0,0.1);
}

.csr-low-icon {
  font-size: 28px;
  color: #bf996a;
  flex-shrink: 0;
  margin-top: 4px;
}

.csr-low-point p {
  font-size: 16px;
  color: #444;
  line-height: 1.7;
  margin: 0;
}

/* Responsive */
@media (max-width: 768px) {
  .csr-low-point {
    flex-direction: row;
    text-align: left;
  }

  .csr-low-icon {
    font-size: 24px;
  }
}







.csr-process-section {
  background: #f9f9f9;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.csr-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Header */
.csr-process-header h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 12px;
}

.csr-process-header p {
  font-size: 16px;
  color: #555;
  max-width: 750px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

/* Grid */
.csr-process-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 75px;
}

/* Card */
.csr-process-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 30px 20px;
  text-align: center;
  border: 2px solid #bf996a;
  box-shadow: 0 10px 25px rgba(191,153,106,0.15);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.csr-process-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(191,153,106,0.25);
}

/* Icon */
.csr-process-icon {
  font-size: 40px;
  margin-bottom: 15px;
  color: #bf996a;
}

/* Card Title */
.csr-process-card h3 {
  font-size: 18px;
  color: #264f51;
  margin-bottom: 10px;
  font-weight: 600;
}

/* Card Text */
.csr-process-card p {
  font-size: 15px;
  color: #444;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 768px) {
  .csr-process-grid {
    grid-template-columns: 1fr;
  }

  .csr-process-header h2 {
    font-size: 28px;
  }
}









.csr-benefits-section {
  background: #fdf9f4;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.csr-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Header */
.csr-benefits-header h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 12px;
}

.csr-benefits-header p {
  font-size: 16px;
  color: #555;
  max-width: 750px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

/* Benefits Grid */
.csr-benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 25px;
  margin-bottom: 60px;
}

/* Individual Benefit Card */
.csr-benefit-card {
  background: #ffffff;
  border-radius: 14px;
  padding: 30px 20px;
  box-shadow: 0 10px 25px rgba(191,153,106,0.15);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.csr-benefit-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(191,153,106,0.25);
}

.csr-benefit-icon {
  font-size: 36px;
  margin-bottom: 12px;
  color: #bf996a;
}

.csr-benefit-card h3 {
  font-size: 16px;
  font-weight: 600;
  color: #264f51;
}

/* Comparison Table */
.csr-benefits-table-wrapper {
  overflow-x: auto;
  margin-top: 20px;
}

.csr-benefits-table-wrapper h3 {
  font-size: 20px;
  margin-bottom: 15px;
}

.csr-benefits-table {
  width: 100%;
  border-collapse: collapse;
  background: #ffffff;
  box-shadow: 0 10px 25px rgba(191,153,106,0.15);
  border-radius: 10px;
  overflow: hidden;
}

.csr-benefits-table th,
.csr-benefits-table td {
  padding: 15px 12px;
  text-align: center;
  border-bottom: 1px solid #eee;
}

.csr-benefits-table th {
  background: #bf996a;
  color: #fff;
  font-weight: 600;
}

.csr-benefits-table tbody tr:hover {
  background: #fdf6eb;
}

.csr-benefits-table td {
  color: #264f51;
  font-size: 15px;
}

/* Responsive */
@media (max-width: 768px) {
  .csr-benefits-grid {
    grid-template-columns: 1fr;
  }

  .csr-benefits-header h2 {
    font-size: 28px;
  }

  .csr-benefits-table th, 
  .csr-benefits-table td {
    padding: 12px 8px;
    font-size: 14px;
  }
}










.csr-who-needs-section {
  background: #f9f9f9;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.csr-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Header */
.csr-who-header h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 12px;
}

.csr-who-header p {
  font-size: 16px;
  color: #555;
  max-width: 750px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

/* Cards Grid */
.csr-who-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 75px;
}

/* Individual Card */
.csr-who-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 30px 20px;
  box-shadow: 0 10px 25px rgba(191,153,106,0.15);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.csr-who-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 35px rgba(191,153,106,0.25);
}

.csr-who-icon {
  font-size: 40px;
  color: #bf996a;
  margin-bottom: 15px;
}

.csr-who-card h3 {
  font-size: 18px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 10px;
}

.csr-who-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

/* Responsive */
@media (max-width: 768px) {
  .csr-who-cards {
    grid-template-columns: 1fr;
  }

  .csr-who-header h2 {
    font-size: 28px;
  }
}









.csr-success-section {
  background: #f7f9fb;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.csr-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Header */
.csr-success-header h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 12px;
}

.csr-success-header p {
  font-size: 16px;
  color: #555;
  max-width: 750px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

/* Cards Grid */
.csr-success-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 25px;
  justify-items: center;
}

/* Individual Card */
.csr-success-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 30px 20px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  text-align: center;
}

.csr-success-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 36px rgba(0,0,0,0.15);
}

.csr-success-icon {
  font-size: 40px;
  color: #bf996a;
  margin-bottom: 15px;
}

.csr-success-card h3 {
  font-size: 18px;
  font-weight: 600;
  color: #264f51;
  margin-bottom: 8px;
}

.csr-success-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
  margin-bottom: 10px;
}

/* Responsive */
@media (max-width: 768px) {
  .csr-success-cards {
    grid-template-columns: 1fr;
  }

  .csr-success-header h2 {
    font-size: 28px;
  }
}









/* Premium FAQ v2 */
.premium-faq-v2 {
  background: #f5f7fa;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
}

.premium-faq-container {
  max-width: 900px;
  margin: auto;
}

.premium-faq-header {
  text-align: center;
  margin-bottom: 60px;
}

.premium-faq-header h2 {
  font-size: 36px;
  font-weight: 700;
  color: #1f3c44;
  margin-bottom: 10px;
}

.premium-faq-header p {
  font-size: 16px;
  color: #555;
  line-height: 1.7;
  max-width: 700px;
  margin: auto;
}

/* FAQ Items */
.premium-faq-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.premium-faq-item {
  background: #ffffff;
  border-left: 5px solid #42a5f5;
  border-radius: 12px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.06);
  overflow: hidden;
  transition: transform 0.3s ease, border-left-color 0.3s ease;
}

.premium-faq-item:hover {
  transform: translateY(-3px);
  border-left-color: #7e57c2;
}

.faq-toggle {
  width: 100%;
  background: #ffffff;
  color: #1f3c44;
  font-size: 16px;
  font-weight: 600;
  padding: 18px 25px;
  border: none;
  outline: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: color 0.3s ease;
}

.faq-toggle:hover {
  color: #42a5f5;
}

.faq-icon {
  font-size: 20px;
  transition: transform 0.3s ease, color 0.3s ease;
}

.premium-faq-item.active .faq-icon {
  transform: rotate(45deg);
  color: #7e57c2;
}

.faq-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 25px;
}

.premium-faq-item.active .faq-content {
  max-height: 250px;
  padding: 15px 25px;
}

.faq-content p {
  font-size: 15px;
  color: #333;
  line-height: 1.7;
  margin: 0;
}

/* Responsive */
@media (max-width: 768px) {
  .premium-faq-header h2 {
    font-size: 28px;
  }
}










/* Premium CTA No Form */
.premium-cta-nf {
  background: #f5f7fa;
  padding: 80px 20px;
  font-family: 'Poppins', sans-serif;
  color: #ffffff;
  text-align: center;
}

.premium-cta-nf-container {
  max-width: 900px;
  margin: auto;
}

.premium-cta-nf-header h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 15px;
}

.premium-cta-nf-header p {
  font-size: 18px;
  margin-bottom: 40px;
  line-height: 1.6;
}

/* CTA Buttons */
.premium-cta-nf-buttons {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.cta-nf-btn {
  background: #ffca28;
  color: #1f3c44;
  font-weight: 600;
  padding: 15px 35px;
  border-radius: 50px;
  text-decoration: none;
  font-size: 16px;
  transition: background 0.3s ease, transform 0.3s ease;
}

.cta-nf-btn:hover {
  background: #ffc107;
  transform: translateY(-3px);
}

.whatsapp-btn {
  background: #25d366;
  color: #ffffff;
}

.whatsapp-btn:hover {
  background: #1ebe57;
}

/* Trust badges */
.premium-cta-nf-trust {
  display: flex;
  justify-content: center;
  gap: 30px;
  flex-wrap: wrap;
  font-size: 16px;
}

.trust-item {
  background: #264f51;
  padding: 10px 20px;
  border-radius: 30px;
  font-weight: 600;
}

/* Responsive */
@media (max-width: 768px) {
  .premium-cta-nf-header h2 {
    font-size: 28px;
  }
  .premium-cta-nf-header p {
    font-size: 16px;
  }
  .premium-cta-nf-buttons {
    flex-direction: column;
    gap: 15px;
  }
  .premium-cta-nf-trust {
    flex-direction: column;
    gap: 10px;
  }
}










/* Careers V2 Section */
.ls360-careers-v2 {
  background: linear-gradient(135deg, #e0f7fa 0%, #ffffff 100%);
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
  text-align: center;
}

.ls360-careers-wrapper {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.ls360-careers-header h2 {
  font-size: 38px;
  font-weight: 700;
  margin-bottom: 15px;
}

.ls360-careers-header p {
  font-size: 18px;
  line-height: 1.7;
  color: #444;
  max-width: 750px;
  margin: 0 auto 50px;
}

/* Perks Cards Grid */
.ls360-careers-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
  margin-bottom: 60px;
}

.career-card {
  background: #ffffff;
  border-radius: 20px;
  padding: 35px 25px;
  box-shadow: 0 15px 40px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.career-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 25px 50px rgba(0,0,0,0.12);
}

.career-icon {
  font-size: 40px;
  margin-bottom: 15px;
  color: #42a5f5;
}

.career-card h3 {
  font-size: 20px;
  margin-bottom: 10px;
  color: #264f51;
}

.career-card p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

/* CTA Buttons */
.ls360-careers-cta {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}

.career-btn {
  padding: 16px 40px;
  font-size: 16px;
  font-weight: 600;
  border-radius: 50px;
  text-decoration: none;
  transition: transform 0.3s ease, background 0.3s ease;
}

.primary-btn {
  background: #42a5f5;
  color: #ffffff;
}

.primary-btn:hover {
  background: #1e88e5;
  transform: translateY(-3px);
}

.secondary-btn {
  background: #ffffff;
  color: #42a5f5;
  border: 2px solid #42a5f5;
}

.secondary-btn:hover {
  background: #42a5f5;
  color: #ffffff;
  transform: translateY(-3px);
}

/* Responsive */
@media (max-width: 768px) {
  .ls360-careers-header h2 {
    font-size: 28px;
  }
  .ls360-careers-header p {
    font-size: 16px;
  }
  .ls360-careers-cards {
    grid-template-columns: 1fr;
  }
}








/* Career Timeline Section */
.ls360-career-timeline {
  background: #f4f7fc;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.ls360-container {
  max-width: 1100px;
  margin: auto;
}

/* Header */
.ls360-career-header h2 {
  font-size: 36px;
  font-weight: 700;
  text-align: center;
  margin-bottom: 12px;
}

.ls360-career-header p {
  font-size: 18px;
  color: #555;
  max-width: 750px;
  margin: 0 auto 50px;
  line-height: 1.7;
}

/* Timeline Wrapper */
.timeline-wrapper {
  position: relative;
  margin: 0 auto;
  padding: 20px 0;
}

.timeline-wrapper::before {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  left: 50%;
  width: 4px;
  background: #bf996a33;
  transform: translateX(-50%);
}

/* Timeline Cards */
.timeline-card {
  position: relative;
  width: 45%;
  background: #fff;
  padding: 25px 20px;
  margin-bottom: 40px;
  border-radius: 15px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.timeline-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.12);
}

/* Card placement */
.timeline-card:nth-child(even),
.timeline-card.right {
  left: 55%;
}

.timeline-card:nth-child(odd):not(.right) {
  left: 0;
}

.timeline-card::before {
  content: '';
  position: absolute;
  top: 20px;
  width: 15px;
  height: 15px;
  background: #bf996a;
  border-radius: 50%;
  left: -37px;
}

.timeline-card.right::before {
  left: -7px;
}

/* Icon */
.timeline-icon {
  font-size: 38px;
  margin-bottom: 12px;
  display: inline-block;
}

/* Content */
.timeline-content h3 {
  font-size: 20px;
  margin-bottom: 10px;
}

.timeline-content p {
  font-size: 15px;
  color: #555;
  line-height: 1.6;
}

/* Footer Note */
.ls360-career-footer p {
  text-align: center;
  font-size: 17px;
  margin-top: 50px;
  font-weight: 600;
}

/* Responsive */
@media (max-width: 1024px) {
  .timeline-card {
    width: 100% !important;
    left: 0 !important;
  }

  .timeline-wrapper::before {
    left: 8px;
  }

  .timeline-card::before,
  .timeline-card.right::before {
    left: -22px;
  }
}









/* Careers Section */
.ls360-careers-section {
  background: #f9fafc;
  padding: 100px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.ls360-container {
  max-width: 1200px;
  margin: auto;
}

/* Header */
.ls360-careers-header {
  text-align: center;
  margin-bottom: 60px;
}

.ls360-careers-header h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 12px;
}

.ls360-careers-header p {
  font-size: 18px;
  color: #555;
  max-width: 800px;
  margin: auto;
  line-height: 1.6;
}

/* Job List Grid */
.ls360-job-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
}

/* Job Card */
.ls360-job-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 25px 20px 20px 40px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ls360-job-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

/* Side Accent */
.job-side-accent {
  position: absolute;
  left: 0;
  top: 0;
  width: 6px;
  height: 100%;
  background: #bf996a;
  border-radius: 8px 0 0 8px;
}

/* Job Icon */
.job-icon {
  font-size: 36px;
  color: #bf996a;
  margin-bottom: 12px;
}

/* Job Title */
.ls360-job-card h3 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 10px;
  font-weight: 600;
}

/* Job Description */
.ls360-job-card p {
  font-size: 15px;
  line-height: 1.6;
  color: #555;
  margin-bottom: 15px;
}

/* Job Meta Badges */
.job-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.job-meta span {
  background: #264f51;
  color: #fff;
  padding: 5px 12px;
  font-size: 13px;
  border-radius: 50px;
  font-weight: 500;
}

/* Responsive */
@media (max-width: 768px) {
  .ls360-job-card {
    padding-left: 20px;
  }

  .job-meta {
    flex-direction: column;
    gap: 6px;
  }
}







/* Apply Section */
.ls360-apply-section {
  background: #f9fafc;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.ls360-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Header */
.ls360-apply-header h2 {
  font-size: 34px;
  font-weight: 700;
  margin-bottom: 15px;
}

.ls360-apply-header p {
  font-size: 16.5px;
  color: #555;
  max-width: 800px;
  margin: auto;
  line-height: 1.6;
}

/* Grid Layout */
.ls360-apply-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 25px;
  margin-top: 50px;
}

/* Apply Card */
.ls360-apply-card {
  background: #ffffff;
  border-radius: 16px;
  padding: 25px 20px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  display: flex;
  flex-direction: column;
  align-items: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ls360-apply-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

/* Icon */
.apply-icon {
  font-size: 40px;
  color: #bf996a;
  margin-bottom: 15px;
}

/* Text */
.ls360-apply-card p {
  font-size: 15.5px;
  color: #444;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 768px) {
  .ls360-apply-grid {
    grid-template-columns: 1fr;
  }

  .ls360-apply-header h2 {
    font-size: 28px;
  }
}








/* Application Process Section */
.ls360-application-process {
  background: #f7f9fc;
  padding: 90px 20px;
  font-family: 'Poppins', sans-serif;
  color: #264f51;
}

.ls360-container {
  max-width: 1100px;
  margin: auto;
  text-align: center;
}

/* Header */
.ls360-application-header h2 {
  font-size: 34px;
  font-weight: 700;
  margin-bottom: 15px;
}

.ls360-application-header p {
  font-size: 16.5px;
  color: #555;
  max-width: 800px;
  margin: auto;
  line-height: 1.6;
}

/* Steps Grid */
.ls360-steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
  margin-top: 50px;
}

/* Step Card */
.ls360-step-card {
  background: #ffffff;
  border-radius: 18px;
  padding: 30px 20px;
  box-shadow: 0 12px 28px rgba(0,0,0,0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.ls360-step-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

/* Icon */
.step-icon {
  font-size: 40px;
  color: #bf996a;
  margin-bottom: 15px;
}

/* Step Heading */
.ls360-step-card h3 {
  font-size: 20px;
  color: #264f51;
  margin-bottom: 12px;
}

/* Step Description */
.ls360-step-card p {
  font-size: 15.5px;
  color: #444;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 768px) {
  .ls360-steps-grid {
    grid-template-columns: 1fr;
  }

  .ls360-application-header h2 {
    font-size: 28px;
  }
}